<p>Cherielia:</p>
<p>I never said that people would change their savings based on FAFSA. What
I said was that if people choose (or just don’t) save for college then the formula will NOT give them extra aid and basically reward them for not saving. </p>
<p>If there is no savings but a middle class income then unless you are willing to take a gap year or ruin your future with loans you need to to to a less expensive school. Especially with the economy the way it is today.</p>