If a student applies via the Common App, the final report is sent by the counselor. I do not see that competitive college will accept a hard copy transcript from a student, and the will definitely not accept an electronic one. Changing a transcript is far easier than what many of the parents did in the college admissions scandal.
Moreover, I would guess that a college would be interested in knowing why you are sending your final report by yourself, after your counselor sent all the other material.