You are digging a hole OP.
Other posters are pointing out that you have assets that are to be reported on FAFSA.
You seem to be ignoring everything that is said.
Assets are assets.
You cannot afford home ownership.
Your assets should be used for your education.
Is it correct to assume that your parents and and siblings also have bags of money laying around the house, under the bed, in the closet, etc. and not in a bank and not reported on FAFSA?
i am going to just speak to home ownership. You are working part time at a job that pays you $8-$10 an hour. Let’s say you work 20 hours a week at $10 an hour. That would be $200 a week, or $800 or so a month.
Your take home pay would be less than the $800 you earn due to taxes, FICA.
In addition to the mortgage, you need to add in property taxes, and insurance, and other monthly costs.
In my opinion, you do not have the resources to buy a house.
But the way to find out? Go to a bank and fill out a loan application and see if you can be pre-approved for a mortgage of $100,000. Banks will do this.