<p>My EFC is 0, and I am planning to attend a UC I was wondering if financial aid pays for housing? and if so, does it depend on the cost?</p>
<p>For example, Single rooms and more expensive than doubles and triples. </p>
<p>Would they still pay for those though? </p>
<p>Also do you still have money left over?</p>
<p>UCI has an established Cost of Attendance. The COA for room AND board is $11,400.00. </p>
<p>That looks like it covers the double size rooms with 100 meals per quarter.</p>
<p>You will not really have money “left over” because your aid package will include student loans and work-study. Probably at least $7500 of your aid package will be loans (5500) and work-study (2000). If they add a Perkins loan, the loans may be for more.</p>
<p>I’m guessing that your family income is under $70k because you have a 0 EFC.</p>
<p>Financial aid does not actually “pay for housing.” Here is how it works: When you indicate on your FAFSA that you plan to live on campus, the financial aid package that the school awards you will be based on a budget (COA, or Cost of Attendance) for a student who lives on campus. If your EFC is 0 (and remains so after verification, should you be selected for verification), you will receive a Pell grant. This year, the Pell grant for a 0 EFC is $5550. As a freshman, you are eligible for $5500 in Stafford loans; with a 0 EFC, $3500 will probably be in the form of a subsidized loan & $2000 will be an unsubsidized loan. Assuming you take at least 12 credits per semester, you would be assured of $5550+$5500 in financial aid. This totals $11,050. It is possible that you might be offered other grants, but it is important to file your FAFSA as close to January 1 as possible in order to qualify for the best possible aid package (and be sure to submit any and all paperwork necessary in a timely manner). Remember that you will need money for books & personal expenses in addition to covering tuition, fees, room, and board costs.</p>
<p>Thanks so much for your answers. They really helped.</p>
<p>If you qualify for cal grants and blue and gold along with pell, you will have enough with student loan and work study to cover nearly all costs.</p>
<p>I’m pretty sure i’ll qualify for blue and gold. Thanks so much for the help.</p>
<p>Here’s an example from last year of the UCI aid package from another 0 EFC instate student.</p>
<p>Academic Competitiveness Grant for First Year $750.00
CAL A FLIP $10,302.00
Federal Pell Grant (01) $5,550.00
Federal Supplemental Educational Opportunity Grant $500.00
UC Irvine Grant $3,060.00 Accepted
Total Gift Aid $20,162.00</p>
<p>Student Work-Study
Federal Work Study $2,000.00
Total Work Study $2,000.00</p>
<p>Loans</p>
<p>Federal Direct Subsidized Loan to meet need $3,500.00
Federal Direct Unsubsidized Loan to meet need $403.00
Federal Perkins Loan $2,000.00
Total Loans $5,903.00
Total Aid in My Aid Award $28,065.00 </p>
<p>ACG may not be available after this year, but I imagine that UCI will increase something else to cover that amount.</p>
<p>No ACG after this year (or SMART).</p>
<p>Great! Thanks so much. I understand so much better now, you both have been very helpful. Thanks so much!!!</p>