<p>See [What</a> is the net worth of your parents’ investments?](<a href=“http://www.fafsa.ed.gov/fotw1213/help/fotw43e.htm]What”>http://www.fafsa.ed.gov/fotw1213/help/fotw43e.htm)</p>
<p>You could claim that account is an investment account and the net worth of your parents’ current investments would be zero.</p>
<p>Do you parents signed an IOU?</p>