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<p>How does one claim that a bank account with funds in it has a value of zero???</p>
<p>If the money isn’t being used, give it back to the wealthy relative now - before filing FAFSA. And don’t borrow it again until your parents are actually ready to move forward with the business. And you can expect, when your parents do start that business, that it’s going to screw up your financial aid</p>