Please consider this plan seriously. Take a break and regroup. Don’t amass any more debt studying a subject you don’t like, compiling a transcript you aren’t proud of, with job prospects that may not be that great after graduation.
I am a little confused about coursework done. You said 59 credits left but then also said 10 classes in major and 4 classes. Are the classes in your major 4 credits but liberal arts classes are 3 credits? If so, then if you switched to a liberal arts major, you would have almost 20 classes left?
Many young people take a break from college and go back refreshed and with a clearer objective, sometimes after a year, sometimes after several years. There are countless ways to finish college: online, low residency (see Goddard); continuing education, adult learner, degree completion programs ( see Lesley, BU for examples). Many state colleges and universities let you take one or two classes at a time.(Generally two are required for financial aid. And once you reach 24 aid is based on your finances, not your parents’).
And there are many different jobs you could take in the interim. For entry level medical jobs, for instance, you can do an EMT or CNA (nursing assistant); these certificates can lead to on the job training and new paths for study. I always ask people in the hospital how they got to where they were. One young woman did CNA, then trained on the job for EKG, then went back to school to become an ultrasound (echocardiogram) technician after developing an interest in the heart.
I have talked with young people who trained on the job as an opthamological technician. Also optometrist technician (3 years apprenticeship). In the mental health field, there are certificates in behavioral analysis for working with kids with autism. Working at a hotel can turn into a management job. I know a kid who left school and worked for a car rental agency, became a manager, and went back to school p/t for business.
These are just a few random examples. Working in restaurants and stores are not the only options but customer service jobs can indeed work for the interlude while you figure things out.
You can take care of gen eds for low cost at community college or take CLEPs. Then you will be left with doing a major, which you could do P/t over a longer period of time. Programs for people doing college that way don’t have a time limit on aid to my knowledge.
This is a wonderful opportunity to set your life straight. Get the associate’s degree confirmed if that makes you feel better. One of mine left school and it changed her life- for the better. She is almost through her junior year now and happily pursuing a major that she loves (psychology) while finally actually working in the field. I feel she grew by leaps and bounds by leaving college and making her way to a better path over time. There is no rush.
You will have to start paying off loans, it is true. But that would be true if you stayed, at some point soon, and loans for grades and major you are not happy with are awful.
The other problem may be your family’s view of all this, particularly if you go home to live with them. Make sure you have support from a counselor who is fully behind what I see as a courageous and wise decision.