Double depositing caused by a gap year deferral?

I do think the program is really super at Y. Child got about 33K in merit and the COA would be around 52K - but that includes 20K for the on-campus support. My biggest want is for the child to be in a college setting that gives a lot of support. Being at home at cc which (although it does have benefits), wouldn’t help with maturity, doing things on their own, socialization…