<p>and my parents picked it up after my grandfather passed away, so that won’t factor into the EFC, it’s still in my grandma’s name</p>
<p>If it’s still in your grandma’s name, then fine. 
However, what do you mean by “my parents picked it up after my grandfather passed”? </p>
<p>*I’m really trying for the Gates Millenium which would take care of my financial aid worries. *</p>
<p>Don’t you have to be low income for that? Or am I mistaking it for something else?</p>
<p>Do you know what your EFC will be based on the family’s 2010 income?</p>