Your daughter’s dorming at a SUNY for $7k/year? That means that, between the state, federal gov’t, and the college, ~2/3 of her costs are covered. That’s pretty generous. The outside scholarships reduced her need for institutional aid, which means that money can go to other low income students.
We’re a one income, Pell eligible family whose son is commuting to a SUNY. Our EFC is ~$4k, so our cost (for tuition and fees alone) is over $5k/year. I don’t think many (if any) students attend a SUNY for less than the federal student loan amount. The state seems to expect them to contribute to their own education. I don’t find that unreasonable.