I didn’t look at the work study as family contribution, but i guess that makes sense when you look at it that way. And i had no problem with the 448, I was just going to pay it not take out a loan. Just paid out 568 for books last week on Amazon. Alot cheaper than the schools prices. We were just hoping when she was getting the scholarships that she’d reduce her loans. Oh well. Thankfully she should only have to do 3 years because she took 35 credits in Jr/Sr years.