EFC 0 and private scholarship applications does this seem sketchy

Yeah that’s what we figured. It’ll be there if she needs it. Only thing with the scholarship is the jobs you have to pick from for the five years. Right now the only one she’s interested in is Forensics. She doesn’t plan on leaving NY. She really wanted to do hospital lab work after college, but it’s not on STEM’s list. It can always be converted to a loan if she doesn’t do a job on the list. Maybe the list will be changed by the time she graduates and include hospital lab work.