<p>Quick question: Our FAFSA EFC is 17,000. My D may transfer to a school with a COA of 16,000. Will she still be eligible to take out her Direct loan? (We can't really afford our entire EFC)</p>
<p>She will be able to borrow the entire amount as unsubsidized - if she is a freshman, she can borrow $5500 unsub.</p>
<p>Thank you, Kelsmom!</p>