EFC is half of what I need to pay

<p>Hey.
MyFinAid says my EFC is around 18k, but CARS is telling me that I need to pay about that much just for the first semester. Is this normal?</p>

<p>your efc has nothing to do with how much you pay…check your financial aid package</p>

<p>I have checked my financial aid package, but I feel like I’m getting gypped. It just seems that if my EFC actually is what I’m expected to pay, I shouldn’t be paying more than double that. </p>

<p>Oh, well. I’ll figure it out. Stupid out-of-state tuition. :P</p>

<p>Berkeley does not give you any financial aid to cover OOS tuition nor does it say that it covers 100% need</p>

<p>I wouldn’t expect it to. However, covering less than 10% is outrageous.</p>

<p>i seriously doubt tht berkeley would only cover 10% of your demonstrated need</p>

<p>Yes tuition is outrageous. I know hindsight it 20/20, but you should have researched the cost of the school and your expected FA before you decided to go there. The UCs in California have experienced a lot of tuition increases and there is very little financial aid, even if you are low income.</p>

<p>Note: Your EFC is not the amount of money your family will have to pay for college nor is it the amount of federal student aid you will receive. It is a number used by your school to calculate the amount of federal student aid you are eligible to receive.</p>

<p>Note: We are instate, and to attend UCB, my son would have had to take out $5k in loans and we would have had to contributed $12K. Welcome to California.</p>

<p>@almostlowfatmilk, I’m in a similar situation…there’s a discrepancy between what myBerkeleyApp says tuition costs and what it says my EFC is. I’m out-of-state as well, but I don’t qualify for FAFSA because I don’t have citizenship nor a green card. But I’ve lived here all my life on a VISA and my green card is going to come out soon. </p>

<p>I called Berkeley many times to ask what the $ difference between international and OOS tuition, and they’ve said there’s no difference…either way, I’m looking at having to pay 100% of my OOS tuition because 1) I’m not a California resident, 2) I don’t qualify for any outside scholarships, and 3) I don’t qualify for FAFSA :'(</p>

<p>“i seriously doubt tht berkeley would only cover 10% of your demonstrated need”</p>

<p>Why do you doubt that? I was under the impression that there was essentially no aid beyond federal for OOS students. So if the cost of attendance is $50K, and you are eligible for a Pell grant and an unsub stanford, the best you would do would be about $25k minus $11k( about $5500 each for Pell and stafford) per semester, or about $14k.</p>

<p>because they do give you financial aid to cover the IS portion of tuition and housing</p>

<p>LemonCat, that is horrific. At least I’m getting something, but it’s only $4,774.</p>

<p>The reason that UC Berkeley is now accepting so many OOS applicants is not because they suddenly felt the need for more geographic diversity in their student body, it was to collect the $25,000/year tuition premium that OOS students are charged. The motivation is an attempt to partially offset the huge decreases in the amount of state funding for California’s public colleges and universities in recent years. To turn around and give that $25,000 back to OOS students in the form of FA would defeat the whole purpose of this strategy.</p>

<p>All OOS applicants to any public college or university in California should be aware that they will have to pay tuition comparable to what a private university would charge but they should not expect much in the way of FA from the state of California no matter what their financial needs might be.</p>

<p>"because they do give you financial aid to cover the IS portion of tuition and housing "</p>

<p>mjmay7, what do you mean by “they”? Do you mean funding directly from Cal’s endowment and based on need? So if instate tuition and housing was 30K, and your EFC was 18, they would cover the other $12k to meet the rest of your instate need? Wouldn’t OOS students still have to cover the extra $20k/year difference in OOS vs IS?</p>

<p>Do they say they will meet need for instate students? This is from the UC website; </p>

<p><a href=“http://www.universityofcalifornia.edu/admissions/paying-for-uc/financial-aid/grants/index.html[/url]”>http://www.universityofcalifornia.edu/admissions/paying-for-uc/financial-aid/grants/index.html&lt;/a&gt;&lt;/p&gt;

<p>even instate students have to cover $9 to $21K. Add another $22,879k for OOS, </p>

<p><a href=“http://www.universityofcalifornia.edu/admissions/paying-for-uc/cost/out-of-state/index.html[/url]”>http://www.universityofcalifornia.edu/admissions/paying-for-uc/cost/out-of-state/index.html&lt;/a&gt;&lt;/p&gt;

<p>and that would be between $31K and $44K…</p>

<p>FA covers the IS portion…whether it be in subsidized or unsubsidized loans or gift aid</p>