@twoinanddone also…in addition to the time limit for getting bright futures, is there a stats requirement as well?
Are your parents retired? Has their income always been in the $20k/year range? I didn’t know people could qualify for a $160k mortgage with that level of income. It’s great that they were able to put away enough money that they can pull $30k from it at a time. But if they’re borrowing against your home or pulling from their retirement funds so you can attend an OOS college, I’d seriously consider transferring to a state college in FL.