<p>I know EFT is used for refunds, but I've never had a bank account. Is EFT that useful? Should I really get a bank account, so Berkeley can transfer any possible refunds?</p>
<p>it's not too big of a deal. eft just makes things more convenient. if you don't get eft, they will have you go down to sproul to pick up a physical check that they have printed. you will then have to deposit that check into a bank account. either way, you'll need access to a bank account.</p>
<p>dude, get a bank account. Not just for EFT, but for convenience to buy things. Mostly everyone at cal has a bank account and more than half have credit cards.</p>
<p>You can open one up online or in a bank in under 10 minutes. It's nothing complicated.</p>
<p>speaking of banks, is there a wamu in berkeley....anywhere near campus?</p>
<p>There is indeed a wamu west of uc berkeley on Shattuck.</p>
<p>washington</a> mutual loc: Berkeley, CA - Google Maps</p>
<p>There's also a WaMu ATM located in the Bear's Lair food court, but that means you can only access it Monday through Friday, 7am-6pm.</p>