Embarrassingly late FAFSA

I’ll get to the point. I haven’t submitted my FAFSA. I know I should have been a more responsible kid. I’m currently a 3rd year and I still can’t be responsible of myself.

It was 2am, laying down watching Netflix, it occurred to me to see how much I need to pay out of pocket for my upcoming fall semester. Lo and behold, I haven’t filed for this years 2018-2019. I forgot to file it this year. The state deadline was June 30th. Previous years I’d file it during October, but this year, I guess I forgot to.

Tomorrow I’m getting information from my dad to renew it, and hopefully he doesn’t kill me, but I’ll take any consequences. I spent an hour doing research, knowing that there are different types of Financial Aid. There is the Pell Grant, Need Based Grant, State Grant, and loans.

My main point is, as I submit my FAFSA later on today, what would be accepted and what would not? I know I’ll get less but I need to know what would be declined. Also how drastic would the change be? I took out loans since 2016, and ever since, my financial aid has been rising up. I contemplated about a lot of things during that hour of research, procrastination and anxiety at its finest.

The deadline for THIS year, 2018-19 school year, is NEXT June 30, 2019. You haven’t missed it. You’ll get what you are entitled to, which is a Pell grant if you are qualified and the student loan.

What you might have missed is any grants your school may have awarded you, and any federal funds that the school gives out, such as SEOG or work study, as these funds are limited and the school may have run out of money.

All you can do is file and then go talk to your FA officer. Look at what you got this year and see if you’d even have received those funds again if you had filed on time (priority deadline is what some schools call it).

If you have missed a state deadline, you might not get a state grant, or you might be able to get something if there are still funds left.

Look and see what kind of aid you got last year and what your FAFSA EFC was. Pell Grant (and possibly state grant) will depend on FAFSA EFC.

Did your dad help you with FAFSA in previous years? Did he remind you to file?
You usually need a parent to provide parent tax and asset information and sign the FAFSA with their FSA ID.

You should contact your dad and have him link his 2016 tax information to the FAFSA, to verify his income, if possible.

@twoinanddone After doing a more thorough research, it seems like I haven’t entirely missed it, but yeah I’ll miss out on school funds and work study. I’ve pulled up numbers from this year, and will talk to my FA officer tomorrow since it is a Sunday. Thank you for helping!

@mommdc my dad is currently working on it right now as he just got off work and I didn’t want to bear him the bad news as he was working. But yes he has been helping me file it, since I started using it. Thank you for helping, it was greatly appreciated!

Hopefully the FA office can help and you will have enough aid.

If you don’t have a job yet, you might try and get one to help with the shortfall

If you don’t get enough, because you won’t get state or institutional aid, then ask your school if you can skip a year, stay enrolled for the following year, and apply for aid on time got that year? Be sure to get permission in writing.