<p>stohare- if I was trying to ridicule the OP- I could have gone so much farther- but I and several of the other posters were trying to give help that was actually relevant , not ignoring important criteria in order to offer " help".</p>
<p>Belittling adult advice, just because you don’t like what their knowledge and experience has taught them- is not the way to have it " your way".</p>
<p>@emerald I was ONLY referring to MD Mom, and not even being serious. I agree with all of the things all the adults have said.</p>
<p>Sorry for the miscommunication. </p>
<p>@calmom, I applied to NYU not because I love NYC, but because I love NYU. If I transferred, I would want the city still because of an internship I might have, friends, networking.</p>
<p>Yes I could go to Vassar. But in NYC I have sooooo many more opportunities. But, to say it again, I’m not a stupid student who is going to take out tons of loans to finance it. I love keeping my money. :)</p>
<p>^ fair enough
But I have learned the hard way to add 
to practically everything- cause it is hard to read faces online.
:o</p>
<p>Haha, yes I know. The come in handy.</p>
<p>
You wouldn’t believe the number of internship opportunities there are in OTHER PLACES. </p>
<p>I’m sorry, stohare, but it is statements like that that lead to adults joking about teenagers thinking they know everything. My kids had internships while in college that were thousands of miles away from where they attended school – that includes my daughter, who attended college in NY, but looked farther afield for internships. But I know kids from other colleges who went to NY for summer jobs or internships. They don’t give NY students some sort of exclusive right to those things.</p>
<p>But most internships are unpaid. And the more money your parents put out on your education, the more debt you take on, the more difficult it becomes to take on any sort of unpaid internships. So your opportunity cost of attending NYC may very well be that in the end, you can’t afford to take those internships you thought you wanted – you will find yourself doing something else for money. (My daughter earned most of her living & spending money over the years doing bartending. So one benefit for her of attending school in the city is that she learned how to mix a Manhattan.)</p>
<p>Just out of curiosity – how much did NYU give you in work study?</p>
<p>I got $4000 in work study (Why am I up this late? Haha).
And I’m not saying that NYC is the only place that has internships… I’m not stupid. But I want internships while I’m in school in the best place for an economics major. Obviously if I want to work on Wall Street, interning in NY throughout the year is a good option.</p>
<p>When would you have time for an internship on top of your work study job?</p>
<p>I think that if you want to learn economics, you are definitely going to learn a lot about money and finance by attending NYU. I just don’t think its going to be the lesson you were hoping for.</p>
<p>No no no, I’m not accepting my work study. I just want the internship.</p>
<p>^^You should accept your work study. If you don’t go find a job you won’t tap the money, but if you turn it down and later want/need the money for walking around cash you won’t be able to tap into the system.</p>
<p>^ Agreed, also some schools will not offer ws funds is subsequent years to those that turn it down. You should at least wait until you know if the internship is going to work out.</p>
<p>Believe me, work study at NYU is difficult. My daughter has been awarded 4000.00 WS for the past 2 years and she cannot find a job on campus. She even tried to get a job this summer on campus. Their career center even states that jobs are limited and even will help you find work off campus. They like to award large WS, but hard to find a job.</p>
<p>Re the OP: I don’t think it is fair to criticize an 18-year-old for not having an understanding of financial issues, or behaving as a normal teenager. I stand by my earlier post - where are the parents?</p>
<p>Re stohare2010: You (along with your parents) have determined that can afford a year in NYC at NYU - I hope you have a great year and get all that you want out of it! :)</p>
<p>^unwilling to confront their teen son who is blinded to nearly 60k a year in tuition.</p>
<p>*I live in Indiana. My top two choices were Columbia and NYU. Chose NYU. *</p>
<p>???</p>
<p>You CHOSE NYU over Columbia??? You chose a school that gives lousy aid over a school that gives good aid? ???</p>
<p>*
The difference between the OP and me is that I’m not from a low-income family. So I can afford it…</p>
<p>The problem that arises is that my step-dad’s place of employment, Ford, is supposed to close in October. So he will be laid off at that time MOST LIKELY. Then he’ll still get 1 year of pay, but at reduced amounts (like 85% I think?).</p>
<p>So I applied to NYU and accepted NYU thinking it would all be okay. Things pop up sometimes, I guess. *</p>
<p>NO, you can’t afford it and your past posts say that you’ve known that for a very long time.</p>
<p>You didn’t just recently find out that you can’t afford NYU. You posted the below last Dec. Your posts last winter clearly indicated that paying for NYU would involve large loans…not your parents paying.</p>
<p>Dec 09 posts…*</p>
<p>I will be in about the same debt for NYU, and dont think I can pay.
It sucks… So I’m probably going to have to decline. </p>
<p>not going to happen so I think I’m going to have to decline their ED offer because I cannot pay. Its impossible. </p>
<p>*</p>
<p>then, later you posted…</p>
<p>I’m going to have tons and tons of loans.</p>
<p>I remembered your posts because you didn’t have the money back then, yet you were insistent that big loans were ok. All along you haven’t had the money for NYU. You even looked outside your family for co-signers.</p>
<p>I’m not writing this to be harsh, I’m writing this so that others will learn from this and so that the other posters don’t think that your situation “just happened” because of some very recent job situation with your step-dad. </p>
<p>I think it’s sad that it sounds like your mom is going to use your stepdad’s severance pay for the second semester. Does anyone in your family have any financial knowledge?</p>
<p>Wanted to add to above…</p>
<p>It’s also sad that if you have the stats for Columbia, then you likely missed some great scholarship opportunities elsewhere…such as at IU.</p>
<p>I don’t know where you think you’re going to get these great FA offers as a transfer student, but you’ll be OOS for any SUNY/CUNYs and many schools give lousy aid to transfers. And, since your family will be receiving a big severance at the end of 2010, your 2010 income will be very high…probably too high to qualify for any aid.</p>
<p>Columbia essentially offers full rides to undergrads. Just saying.</p>
<p>I wish I had gone, LOL.</p>
<p>^^^^</p>
<p>Not really. Only to those with lowish incomes. Everyone else either pays some/all of the costs. My nephew is there and his parents are paying all costs.</p>
<p>Re #214: Stohare applied ED to NYU, so the “choice” came with the ED application… not with an admission to Columbia. (I think that it is a huge mistake for anyone to apply ED to NYU, given its aid policies – and that the ED “card” would be better played at Columbia, where ED doubles the chance of admission at a college that admits less than 10% of its applicants… but we don’t really know whether Stohare had a realistic chance at Columbia )</p>
<p>True…it’s much easier to get admitted to NYU than Columbia.</p>
<p>It does irk me that anyone needing financial aid would apply ED to NYU. It’s bad enough when they apply ED to supposed 100% need schools, and then discover to their dismay that their idea of “need” is at odds with the colleges… but NYU doesn’t promise anything.</p>