<p>I don't post very often on these forums, but for this thread, I feel uniquely qualified to lend some perspective.</p>
<p>Why? I'm a recent Engineering graduate who is engaged to a recently hired High School teacher.</p>
<p>I would tend to agree with BOTH sakky and KandKsmom/aibarr on this issue. They actually both have made valid points. Teachers have to work very hard, it's certainly not all <em>roses</em>, but in some parts of the country, it's certainly not all that bad either. Particularly here in western Pennsylvania.</p>
<p>In year two, my fiance is set to make $40,000 BEFORE supplemental contracts (last year she made $3000 more in supplementals, next year that number will drop to $2000 because she's not taking one of them), despite the fact that our Cost of Living is well below the national average. The COL in Pittsburgh is quite competitive, and if you head about 30 minutes to an hour north, into Westmoreland/Armstrong county, it's even significantly lower. $40,000 isn't bad money around here. Not bad at all. Lots of people in this half-rural half-suburban environment don't make 40 grand a year, despite having worked at their jobs for 20+ years.</p>
<p>I, on the other hand, started work 4 weeks ago at 56 K a year, complete with a signing bonus, a corporate card, flex time, a strong 401K similar to the one aibarr described (company match up to 6%, with several different investment options for me to choose from), a few cool pre-tax options such as a Health Care Savings Account, and a vacation package I was very happy about. I also have opportunity for greater earnings on any given paycheck; if I work more than 44 hours in a work (first 4 after 40 are "gratus"), I'm paid extra for my extra efforts. 56K is certainly greater than 40K, but I also don't get 3 months paid vacation in the summer, nor is my healthcare/vision/dental package anything like my fiances. In fact, once married, I'm going on HER healthcare and dental coverage, because it's so disgustingly better than mine.</p>
<p>Seriously, here in Western PA, teachers have AMAZING healthcare plans. They can't be beat by much of anyone's except Doctors and Pastors (one of the few perks to being a minister, other than <em>hopefully</em> loving your job). My fiances is so strong, the school district is actually willing to pay her more than $5,000 for her turn it down.</p>
<p>But I can also tell you that things are not so good for teachers in other parts of the nation. In some places in Ohio (where my girlfriend attended college for her undergraduate degree), starting salaries are more like $25,000, which isn't very <em>comfortable</em>, regardless of how cheap COL may be in the area. And that's just one example. Teaching positions in some of the other Southern States that we looked into also had similarly abysmally low starting salaries (we looked at some positions in parts of the Carolina's, Tennessee, West Virginia, and a few other places... not to say that's indicitave of ALL teaching positions in those states, just some of the ones we looked at). So, depending on your geographic preference/location, a teaching position can vary wildly based on what kind of lifestyle you can lead as your just getting out of school.</p>
<p>These people throwing around these numbers also need to realize what kind of an impact COL will have on you as well. In downtown New York City or San Francisco, for example, $50,000 won't go very far, because everything is so very expensive in those places. But, outside of some more reasonably priced cities (for me, cities like Pittsburgh and Columbus immediately come to mind, because they're close to us), $50,000 will go a pretty long way. For us, we're quite lucky in that, in our first year of marriage, it looks like we're going to be earning about $98,000 a year combined while living in either Armstrong or Westmoreland county, two semi-rural places where COL is noticably lower than Pittsburgh's already lower-than-national-average COL. But, again, I'm also quite familiar with the unenviable position teachers are in in other states, where starting salaries look more like $27,000 a year and less like $38,000 a year.</p>