<p>$5,500 (of which $3,500 may be at subsidized interest rates) is the maximum amount you can borrow in your frosh year without a co-signer.</p>
<p>[Subsidized</a> and Unsubsidized Loans | Federal Student Aid](<a href=“http://studentaid.ed.gov/types/loans/subsidized-unsubsidized]Subsidized”>http://studentaid.ed.gov/types/loans/subsidized-unsubsidized)</p>