Even Harvard graduates' plans are affected by family money (beyond being able to attend Harvard)

[bluebayou]

16 percent of respondents said that they would graduate Harvard with student loans.

OTOH, 84% graduate debt free. Not too shabby.

Of those students, 26 percent [or ~4% of total respondents] said their loans had impacted their postgraduate plans.

Huh? What does this mean, exactly?