<p>is there anyway I can get an appeal to receive more financial aid to complete my education?</p>
<p>What is the problem? Why don’t you HAVE a degree by now? The aggregate Direct Loan Limit isn’t all that low. In addition, 12 semesters of Pell Grant is six years of college. </p>
<p>I lived on campus and that drained a lot of my money</p>
<p>In March 2011, you were told you exceeded your loan limit, how have you been paying for school?</p>
<p>were gonna need more info. did you already use up your 6 years of pell grant?</p>
<p>I think she said a financial aid ombudsman discovered (in Nov 2011) that the school actually owed her money. </p>
<p>Did you finish the community college and go on to a university? How many years of aid have you used? There’s a limit to how much you can get. If you’ve been attending full-time since the fall of 2009, that’s 5 years. I think Pell Grants are only given for 6 years. You can go to the Federal Student Aid website and look up Pell Grant Lifetime Eligibility to see how much you’ve used. If you’ve used 600% of your lifetime eligibility, they won’t give you any more. I found this statement on their website and wonder if this may be a reason your aid is maxed out sooner than you expected. From what they wrote, it’s possible you used up 4 years of aid in just 2 years.</p>
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<p>I’m curious to know who you think you might appeal to and on what grounds? If the government allows 6 years of aid and you’ve used 6 years, why should they give you more? If they granted it in one case, everyone would be applying for extra. How many more classes do you need to get your degree? If you still live near campus, you could take night classes as you can afford them. Or you could look into taking out some loans, if you haven’t already. </p>
<p>Lots of people attend school part-time while they’re working. Look into it and see what you can work out. It would be a shame to do all that work and not finish. Good luck! </p>
<p>You should go to the financial aid office of your school and ask. My cousin actually got a small award–but award it was, pure money, a grant when he went back for a certificate program post BA. Sometimes, money is available. Also check Fastweb for opportunities, and look for employers that may have tuition reimbursements. </p>
<p>But there is not much out there once you use up your federal entitlements. IT’s then up to the individual school, and sometimes states do have funds to help as well–the school would know about those. </p>
<p>Most people finish college working part time and paying as they go, one course at a time. Stopping if they get behind in payments, paying off that course and then the other. It’s a tough way to go, but that’s the way most people do it.</p>
<p>Oh my, she’s at a Community College and has exhausted all her aid? </p>
<p>And, now she’s thinking about changing her major?</p>
<p>"sakacar, this is my first semester. I have no plans on transferring to another nursing school. That would be bending over backwards, b/c it would take even longer just to get accepted into another program. competition is fierce out there. I’m thinking Healthcare Administration would be a realistic option, but I’m not sure what the curriculum entails
"</p>
<p>BTW…do you mean that this is your "first semester " in nursing? What were you before? Now you want to change again because a failed class needs to be retaken? </p>
<p>How many years have you been in college so far?</p>
<p>And, how can this be your “first semester” when you say that you already passed a class that they want you to retake (combined now with a class that you failed.).</p>
<p>When did you fail a class? Fall? This current spring? Did you drop it? </p>
<p>bump</p>
<p>Spoiled…you have exhausted your quota of federally funded aid. That being the case, you will have to work to pay for college for the rest of your schooling. Many folks do this. They work part time and attend school part time. Or they work full time, and save money. Then they attend college. Then they work and save, and return to college.</p>
<p>There is a limit on federally funded Pell Grants and Direct Loans for a reason. You are supposed to be working towards a degree…and you are supposed to get it done within what is considered a reasonable period of time.</p>
<p>If, as noted above, you have exhausted 6 years of Pell Funds, plus your aggregate Direct Loan amount…and you are still at a community college, you are just frittering away taxpayer money.</p>
<p>I took classes at both community college and expensive university that is what drained me</p>
<p>Your options to finish involve YOU funding your education. </p>
<p>Watch your tone. I did not come here to be scrutinized </p>
<p>OP,</p>
<p>You want to know how to appeal, but you’ve supplied no information that would support an appeal. You’ve only stated that you’ve used up your limit of funds, that’s not reason enough to appeal. Unless you have substantive reason for an appeal, then what the members say is true, you will need to find other ways to fund further education.</p>
<p>*Watch your tone. I did not come here to be scrutinized
*
Look on the bright side, you didn’t have to dig too deep to come up with your screen name.</p>
<p>:(( </p>
<p>There is no appeal to get more Pell once you have exceeded the 600% allowed - it is the federal maximum lifetime limit for Pell. Same for federal loans, you can’t borrow more than the aggregate maximum. A school cannot award you more than the Federal rules allow. (Though if you are at the dependent student loan aggregate limit it does increase once you become independent for FAFSA - when you turn 24 or meet one of the other criteria). </p>
<p>I am not sure what other options you would have other than private loans. Maybe work for a couple of years and pay down the loans so you can reborrow so you can finish up your schooling? (I believe with the loans it is the outstanding balance that matters rather than a lifetime limit like the Pell, but you would need to double check.) Though even then you may also run into SAP issues for that if you have been in school over 6 years (based on your Pell eligibility running out). SAP can be appealed (exceeding Pell and an limits cannot) but is at the school’s discretion.</p>
<p>Other prospective college students reading this thread take note. If you need loans and Pell Grants to pay for college, then your plan needs allow you to graduate within the aid limits. If you “run out of aid” without a degree, then you’re going to have a much harder time getting a job that pays well enough to pay back the loans and support yourself. And without add’l aid, your options to complete your degree become extremely limited. </p>
<p>I have one year left, I guess I’ll take out a private loan</p>
<p>If you have a qualified co-signer and you can afford to pay that debt off plus your previous loans, then that may be what you’ll need to do.</p>
<p>Do you have a qualified co-signer?</p>
<p>Since you are a senior now, can you find work in your intended field and finish the last year over time or find work with an organization that has some tuition reimbursement?</p>