<p>I'm having trouble with FA here. My parents only make 17,000 a year. We don't own a car, im lucky I have internet right now. I applied for FA two weeks late for the CSS profile however the FAFsa was submitted on time. I called BU and the student working there said I didn't get aid. Because I applied late. I only recieved the 5500 from the pell grant. I applied late because my CSS waivers were used and my parents dont own a credit card nor do they have extra money to give me so I had to order a green dot credit card at CVS to make sure it processed with their name. I called BU admissions and they said if the FAFSA was in and CSS I would be fine. The girl in FA said my officer was busy and I should right An appeal explaining this. According to BU I should have recieved a MINIMUM of 31,000 of a BU grant with my SAt score and income bracket? What do I do now. My parents can't afford anything but I deserve this much from BU in the first place</p>
<p>"but I deserve this much from BU in the first place "</p>
<p>Why? You didn’t do what BU needed you to do so they could do their job and figure out aid for you. There are always consequences in life. This was a big one. Go to community college and try again. Learn from this.</p>
<p>Where would you come up with your portion of the family contribution anyway? BU is never overly generous, and even if you got 31,000 plus pell plus Stafford, you still would have at least another $10,000 to come up with.</p>
<p>Okay a private loan? Did you not understand what I said about the credit card problem that took me a month? I did my part. They had the FAFSA to work with. CSS is a money making business for college board because they feel the government makes everyone’s EFC low. 17,000 income I can assure you would bev0 no matter what.</p>
<p>Things happen in life I already has to put up with a lot of ******** my whole life with other things and I will NOT suffer consequences for what not my fault</p>
<p>greenpaisley46…Boston University does not meet full need of all accepted students. The school is VERY clear on their deadlines and required submissions…and these were posted on their website in SEPTEMBER…giving you ample time to get your waivers and submit everything on time.</p>
<p>That being said…if you really want to talk to someone in the financial aid department…ask to speak to a financial aid employee…not a student who is answering the phone. You may very well get the same answer…your application was LATE. But do talk to a financial aid officer…not the student who answers the phone.</p>
<p>The students that answer the phone don’t put me through to the officers bc they are busy 
would a 180,000 loan be worth it? Either way I have to take one out for URI.</p>
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<p>Please do not think that I am being harsh, I am just telling you a truth that while you may not agree with, it is just a sad reality.</p>
<p>You received 6 CSS profile fee waivers ($105). It is not their fault that you chose to apply to more than 6 schools. You knew this when you filed out the application (or at least when you submitted the application). </p>
<p>Do you think that the college board should be an open wallet and allow you to submit an unlimited number of fee waivers. They do not do this with SAT exams (2 shots) college application fees (4), and they do not do this with SAT scores. it was your responsibility to to prioritize your list, plan and have money on hand (from working a summer job, collecting soda cans, whatever).</p>
<p>Thumper is correct that BU is upfront with the fact that they don’t meet 100% demonstrated need. If your family only makes 17k, your chances of getting a private loan are slim and none, with slim leaving town. With a 17k income, no bank is going to loan your family 180k for college.</p>
<p>Just because the tables gave a calculation stating what your chances were at receiving 31k, it by no ways guaranteed that you would receive 31k. Based on where you fell at on the range if you were between 9 -25% in the class, the odds were 61% against your receiving 31k. </p>
<p>[Freshmen</a> Who Received BU Need-Based Scholarships Financial Assistance | Boston University](<a href=“http://www.bu.edu/finaid/apply/incoming/freshman-receiving-scholarships/]Freshmen”>http://www.bu.edu/finaid/apply/incoming/freshman-receiving-scholarships/)</p>
<p>For your sake, I hope that you have a financial safety in the mix.</p>
<p>You won’t be able to borrow that much. YOUR PARENTS would have to qualify to CO-SIGN those loans…which won’t happen.</p>
<p>YOU (the student) can only borrow the following amounts…</p>
<p>frosh 5500
soph 6500
jr 7500
sr 7500</p>
<p>It doesn’t sound like BU would have been affordable EVEN if you got everything in on time. What are your stats?</p>
<p>it sounds like you didn’t apply to ANY schools that meet need or would be a financial safety for you. </p>
<p>Besides…no student should borrow more than $30k TOTAL for all 4 years…that is a lot of debt right there.</p>
<p>What is your major and intended career? how much do you think you’d be earning upon graduation?</p>
<p>greenpaisley46…I thought I remembered you. You have modest stats (1750 SAT) and yet you applied to all of these elite schools…Harvard, Brown, etc. That’s where you wasted waivers on. It was not reasonable to think that you’d be accepted considering those schools get a million apps from your region.</p>
<p>What is in your FA package?</p>
<p>I know that you don’t want to go to URI because you think you’ll see too many from high school…I doubt it. The frosh class will have hundreds of kids from OTHER schools…all new to YOU.</p>
<p>*Because I applied late. I only recieved the 5500 from the pell grant. *</p>
<p>The truth is that you got only this much because you were an “admit/deny”. The school doesn’t think your stats are worth a lot of money. They’re willing to let you come IF you have some money source…but they’re not going to pay for you to attend. There was never a guarantee of any institutional grants.</p>
<p>[This post was edited for privacy]</p>
<p>I hate to be harsh…but this students intended major and hoped for salary are irrelevant right now. There are no guarantees about future prospects.</p>
<p>To answer the question the OP posed. No it is not worth $180,000 I debt to go to ANY college.</p>
<p>I’m sorry that this happened. However, now you have absolute proof that sometimes being late for something means a shut out. Money is scarce at schools, and for many, the applications that made it on time are processed first. What’s left is what latecomers get. It is a harsh reality that you risk missing out when you are late. Sometimes, things have not started, or exceptions can be made, but sometimes you truly missed the drawing and that is it. </p>
<p>If you truly believe that BU is the place you want to attend and that they truly would have given you the money, had you not been late, my advice is to take a gap year and reapply there. You can ask the financial aid office if gap year students who accept admissions and then are granted the gap year are treated the same way as the new crop of applicants the next year. If that’s the case, you may not even have to re apply to BU. Maybe throw out a few more apps to other schools using the knowledge you have gained. You need to check the terms of what getting a gap year entails at BU. </p>
<p>But if the money is gone, there is no sense trying to squeeze water out of a rock. The timing and rules were set out right up front.</p>
<p>I hate to be harsh…but this students intended major and hoped for salary are irrelevant right now. There are no guarantees about future prospects.</p>
<p>Absolutely agree. I think the OP is a history major. I just wanted to be able to clarify to her that she wouldn’t be earning enough to even pay bact 25% of $180,000.</p>
<p>So I can’t talk to the school. I’m just supposed to let it go and attend no college at all. Well that’s nice.</p>
<p>And I was waitlisted to Brown… So it’s whatever nothing is going in my favor</p>
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<p>No one is saying that you can’t talk to the school. However, do talk to them with the expectation that you will go from 0 to 31k or that you “deserve” or you should have received a minimum of something. As I stated in my previous post, your chances of getting something from BU were 61 % against you.</p>
<p>No, you should not attend “no college at all.” Hopefully you do have a financial safety in the mix or it would be really bad planning on your part if that was not part of the plan.</p>
<p>But I have great ECs awards etc and a good rank. Top 10 percent . So it’s impossible to ask that much now? Where else am I supposed to go</p>
<p>greenpaisley46, hopefully you got your other financial aid application materials submitted on time. </p>
<p>You should talk to someone at BU…but as Sybbie pointed out…you may not still get sufficient aid to attend that school</p>
<p>You have a couple of options…you can go to a much less expensive school whereby your Pell and Stafford loans…and some money from a job you have…will cover the costs…this is certainly possible at most community colleges if you commute.</p>
<p>OR you could take a gap year and reapply to schools that are more affordable, have more of a chance of meeting your financial need, or whereby you might garner some significant merit aid for a student with your application stats.</p>
<p>BU is very expensive. It does not meet full need of students, as noted above. Even IF you had gotten everything in on time, there is no guarantee your costs would have been met.</p>
<p>Does Rhode Island have any financial aid specifically allocated to low income students? This is worth pursuing if they do.</p>
<p>They do. I can go to URI or PC. I’m waiting for st. Michaels and u mass Amherst packages. But I did do st. Michaels late also so idk about that one. </p>
<p>I’m still going to try BU and write my appeal. It’s worth a shot maybe they will say yes. People on CC said I had no shot at BU and I got in. They said I had no shot at an ivy league but I was still waitlisted. So in my life miracles happen.</p>
<p>What is your FA pkg from URI??? What is the breakdown?</p>
<p>UMass is a public OOS for you. Don’t expect much from any OOS school. Their money is largely for their own state resident students. Just because you are in the top 10% of your class, and worked hard doesn’t entitle you to anything. Tons of students did as well as you. Your essay may have given off the wrong message, or something else could have sounded as entitled and immature as some of your posts here. Lots of students with great stats but little money end up having to attend their safety schools. It’s not the end of the world. It’s mostly the rich kids who get to attend their dream schools, and hate to say it, but with a family with the income of yours, you would always be an outsider, even if you did get in. Just do well whereever you attend, so you can have a better income than your parents, and maybe create a different life for your own family eventually.</p>
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There are ~ 100K HS in the country and 3.2M graduating seniors. You being in the top 10% is not a rare occurrence. That is why scores count, to be a differentiator. What did you get from your other schools?</p>