A safety is a school that will admit you and you can AFFORD.
Imagine if students simply picked safeties in terms of admission. Come back here next spring. You’ll see a gazillion kids crying that they have no affordable schools because they thought that Pricey University was their safety since they knew that they were a shoo-in for admission
A Ferrari is not many people’s safety.
Too late to add to my previous post…
Your daughter will not get instate tuition as an outt of state student in subsequent years…at any of the OOS schools on your list.
And if your calculated family contribution per fafsa is $50,000 , you will be expected to pay that amount at Emory, American, Elon, GW. Luckily College of Charleston doesn’t cost that much for OOS students. But you will be full pay there as well.
Directly from the in state tuition requirements page for Indiana U:
The one year rule is PRIOR to becoming a student. Most states I’m familiar with are like that - you have to establish a period of permanent residency prior to obtaining the tuition benefit.
Your dau should consider GCSU and then she can transfer to UGA if she wants to later. Ditto for KSU and Ga State.
Adding to @InigoMontoya in addition, your daughter would,have to show evidence that she was self supporting…not accepting money from parents to pay her bills. In other words, she would need employment that would support her claim of independent financial status…and that would include any college costs.
Not going to happen at IU…or College of Charleston.
I don’t believe it’s too late to put in an application to UGA. You are potentially leaving free money, as well as lower instate costs on the table for instate GA residents.
This kiddo will qualify for,the Zell Miller if admitted to UGA. But the question is…will she be able to maintain the grades needed to KEEP this award while in college?
Even so…the instate cost of attendance for UGA is far less than what the others are on her list.
Who helped this student craft this list? If cost was an issue, parents should have run the net price calculators up front.
This kid will qualify for Zell IF she has a 3.7 GPA in her core courses.
Why is everyone considering UGA a long shot? They accept 55% of females and ACT 28 is smack dab in the middle. Not a shoo in but certainly not 1 chance out of a hundred. Does UGA have quotas by HS or something else that tips the balance?
No they do not have quotas, contrary to rumors. But this student sounds like she falls in the middle stats-wise and we don’t know the rigor of her courseload. So yes she has a chance for admission, but it isnt a cakewalk. I have had students with less strong records get in, and ones with stronger records get denied.
Here are the figures for the EA admissions to UGA this year:
The above website says to keep Zell Miller you need to keep 3.3 GPA in college.
Run net price calculators for Juniata, Susquehanna, Allegheny in PA. They should give you merit estimates.
Yes, you need a 3.3 to keep the Zell. You need a 3.7 to initially qualify. You need less to qualify for HOPE and there is no SAT/ACT requirement. https://www.gafutures.org/hope-state-aid-programs/hope-zell-miller-scholarships/zell-miller-scholarship/eligibility/eligible-high-school/
BTW, if she has earned income in the summer, that will be calculated in future reviews of need-based aid (which it sounds like she/you don’t qualify for). SO since time is running short, its best to look at other instate schools as well as schools for whom her stats will be in the top 15-20% and she may get merit $.
just to reiterate, the schools that around 40K are doable, but not ideal. The ones that hit 60, not without help. i was hoping before I knew how it all worked that my EFC would be near 35K, but reality is different.
Certain schools here in GA have rolling admissions, so we wont be completely out of luck come Spring. As you can see from the EA stats for UGA, my D does not fall into that. We have not taken applying RD there out of the equation. IU did provide a small amount of merit and for Elon and CofC its possible for some. IU has other scholarships of which she will be applying.
my biggest thing was that I totally misunderstood FAFSA and Aid and that I have to fill out CSS. I wish I had hired a financial advisor a few years ago to help understand this. My original gripe was more to that. Moving forward as my 2nd one gets closer i will be educating myself and making new financial choices.
You didn’t need a financial advisor to understand that your income was likely going to leave you with large net costs…at all colleges. You could have found that out easily yourself by doing a net price calculator on a college website.
To be honest, most financial planners do NOT know about need based financial aid…at all.
If I were in your shoes, and had the financial concerns you appear to have, I would get that application to UGA done as soon as possible. And get your financial aid submissions sent to them as well.
GT is a longshot, in my opinion…but UGA is not.
At the schools on your current list, be prepared to pay $50,000 a year…or so…out of pocket…unless the cost of attendance is less than that. Or unless your kiddo gets substantial merit aid.
Schools will NOT give you need based aid to cover your family contribution. They just won’t. Younwill be expected to pay that amount.
And the fafsa EFC should be viewed as the minimum…because except for Emory, the current list does NOT include schools that guarantee to meet full need. And at Emory, it’s not likely she will get merit aid.
I think you are confusing rolling admissions (which will notify students on a first come-first served basis) and schools with late deadlines (like KSU). And if by some chance schools with late deadlines fill up, you may be in a pinch, though some have a high attrition rate.
IU costs about $50k for OOS. I think you can assume you’ll get no need based FA, and you haven’t said if she got any merit awards with acceptance or expects any. Honestly, even if you get your EFC to $30k or $35k, you still wouldn’t get any need based aid. Are you prepared to pay $50k? If not, you need more colleges on her list. Affordable colleges. I don’t think she’ll get any money at American or GW either.
Your original question was will the schools discuss the EFC. No, but even if they did your EFC isn’t going to go low enough to get federal money, and they schools you have listed don’t give a lot of need based money either. Some do have merit money, but it is still going to leave you in the $40k out of pocket range. If you want the COA lower than that, you are going to need to go instate, use the Hope scholarship.
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To be honest, most financial planners do NOT know about need based financial aid…at all.
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Very true.
What school is the AFFORDABLE $35k per year safety??
Looks like C of Charleston is about $38,000 for tuition, fees, room and board.
Some of the LACs in PA might be less than that with merit.
Do make sure she applies to some instate schools.
Even College of Charleston is over $47,000 a year.
The poster says that $40,000 is doable…but I don’t see anything on that list where the cost would be $40,000…unless this student gets merit aid from the college(s).
Which is why I suggested applying for admission and financial aid at UGA…now.