<p>Yep. They can also lie, cheat and steal. You can take out the money and put it under your bed too. But if you are the lucky one who gets picked for full verification and they want evidence of everything, from tax forms to bank statements for the year, and things don’t look right, then you can be in trouble. The business had better not just be a shell. But you can have $50K in your savings, just regular old money and donate it to a charity, give it to your mother or anyone, take a vacation , all legally and it would not be included as your asset. But if audited and we are talking the feds, here, if they sniff fishy business, you can get into a lot of trouble.</p>