<p>The filing deadline for FAFSA has passed. Is there any hope for aid consideration for Fall 09? </p>
<p>I am inquiring for a friend. He is 24 and became unemployed at the end of March while taking 10 credits at his local cc. He made $33,000 in 2008 so he did not apply for aid as he could afford to pay for school. It is now July and he is still unemployeed and also attending summer school. He will continue to go to school in the fall as he will complete an AA degree and employment is not looking good in the southwest if he can get help.</p>
<p>The problem is the cut-off date to file FAFSA was 6/30. He had moved back in with his parents and his unemployment just covers his health & car insurance, car payment, gas, food. If FA officers are allowed to now look forward at a current situation (looking back he made too much, looking at the current situation, he is on unemployment) could he get aid even though has not filed FAFSA and missed the deadline?</p>
<p>He used much of his savings to get through spring and summer classes already. I think he should prepare to continue with school in the fall if he can't find work. His unemployment will expire in Feb 2010. I think he gets about $249 a week unemployment.</p>
<p>The cut-off date you mentioned was for filing the FAFSA for the 2008-9 school year. He can still file a FAFSA for the 2009-10 academic year, and he’ll continue to be able to throughout it.</p>
<p>Schools’ own financial aid application deadlines have all likely passed by now, but those are for school issued aid, not federal aid.</p>
<p>So, sure he can still apply. Not sure what it might generate for him since it will be based on last year’s income, but he’ll at least be able to take an unsubsidized Stafford loan if that would help.</p>
<p>FAFSA ALERTS:
FAFSA Deadlines:
Submit 2008-2009 Corrections on the Web forms by midnight Central Daylight time, September 21, 2009 </p>
<p>Now I am confused - Why would a student be allowed to file until 2010 for the fall of 2009? Could school give money retroactively? I was thinking if the school considered his unemployed status going forward he may receive financial aid even if this FAFSA EFC would be high because he had a job last year. </p>
<p>Submit 2009-2010 FAFSA on the Web Applications by midnight Central Daylight time, June 30, 2010. State deadlines are normally much earlier than Federal deadlines. To find your state’s deadline, select state deadlines.</p>
<p>
Because that’s the deadline the federal government set. All deadlines are equally arbitrary. this is for fed money only. State and institutional aid have different deadlines which vary by state/college, but all colleges will award any federal money, like Pell grants, which the student qualifies for, as long as the fed deadline is met.
yes, I 've seen that done for students. The school must award any federal money qualified for, and can if it wants adjust it’s own aid.</p>
<p>Unemployment is a special circumstance which is addressed on the FAFSA form this year, and also can be presented to the school for possible consideration to counteract a previously higher income.</p>
<p>The 2008-2009 year includes summer of 2009.
Let’s say a student goes back to school and starts in the summer of 2009. They take some classes but don’t know about FAFSA. They file and if qualified could get a Pell grant and/or a stafford loan to pay the bill.</p>
<p>and yes - aid is awarded retroactively occassionally. Sometimes a student doesn’t apply because they know they won’t qualify. But then their situation changes and they then apply - i.e. divorce of parents, they become independent etc.</p>
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<p>You need to check with EACH school. Some schools include summer 2009 as part of the 2009-2010 school year. Some include it as part of the 2008-09 school year. Some schools do NOT award any need based aid for summer studies…others do. YMMV.</p>
<p>For students who want consideration for financial aid for the 2009-2010 school year, they have until Sept 2010 to complete the 2009-2010 FAFSA.</p>
<p>So he would need to file FAFSA 2008-09 for aid consideration of his spring 09 term and summer 2009, </p>
<p>then file FAFSA 2009-10 for fall 09 and spring 2010 consideration.</p>
<p>He in turned 24 in April 09. Would he still file independent for both FAFSA’s and file unemployeed on both as well?</p>
<p>For summer, he needs to call his school and ASK. Some schools bundle the summer with the FOLLOWING school year. Some schools don’t award aid at all in the summer. He needs to call and ask the SCHOOL. They will tell him what to do.</p>
<p>^that’s the best advice.</p>
<p>as far as independent-he’s dependent for anything covered by the 08-09 FAFSA, and independent for anything covered by the 09-10 FAFSA.</p>
<p>garland -It is werid that FAFSA uses information filed on a specific day for some things but goes back for others, I can see why people get confused. So for the 2008-2009 FAFSA, he should use his parents info along with his own? Then file the new one using just his. What does he use for assets? Today’s balances on both forms?</p>
<p>This guy has been self sufficient for two years. He paid for everything, including car and health insurance, apartment etc. Not until he became unemployeed did he move home and receive housing from his parents. He still pays for his own car and health insurance, car payment, some food with his unemployment and savings which is why he now needs help with tuition.</p>
<p>Thanks for helping, he would be happy if he could get a subsidized loan. I know there is no automatic zero for independent students but would he qualify for the same FAFSA chart as a dependent student?</p>
<p>Pete–it’s not that they go back to different dates for different info. It’s just that he turns 24 this year, so any school attended during the 09-10 year reflects his independent status, but if the school attaches summer funds (if any) to the previous school year (the o8-09 year), he’d still be dependent for that.</p>
<p>That he’s lived independently previously doesn’t matter; it’s all about the specific definitions of what makes one independent according to FAFSA.</p>
<p>I believe that the same EFC’s trigger the same aid amounts (Pell, and unsub loans) whether the filer is dependent or independent; the difference is how the EFC’s are calculated.</p>
<p>Make sure your friend has registered with Selective Service too - seems several people lately have been denied aid for that reason.</p>
<p>Independent students without dependents other than a spouse won’t qualify for Automatic 0, but he may qualify for simplified needs as a dislocated worker - see page 5:</p>
<p><a href=“http://www.ifap.ed.gov/efcformulaguide/attachments/111408EFCFormulaGuide0910.pdf[/url]”>http://www.ifap.ed.gov/efcformulaguide/attachments/111408EFCFormulaGuide0910.pdf</a></p>
<p>Also, he could appeal to his school’s FA office for a professional judgement. Only they can determine if his EFC can be lowered due to current circumstances.</p>
<p>The 09-10 Pell disbursement chart can be found here:
<a href=“http://www.ifap.ed.gov/dpcletters/attachments/P0901PaymentSchedules1D.pdf[/url]”>http://www.ifap.ed.gov/dpcletters/attachments/P0901PaymentSchedules1D.pdf</a></p>
<p>I have run across quite a few independent students with 0 EFC’s that were not due to the use of the auto 0 efc formula. It all depends on the combination of income & assets.</p>
<p>Yes, if the two years’ FAFSA’s are filled out on the same day, the amount of assets would be the same for both years.</p>
<p>Is a student considered registered for Selectve Service by checking the FAFSA box, or is there another form? Also, is there a way to tell if he is already registered? He went to cc on a partial soccer scholarship right out of high school for a year, so it is possible he had to fill out FAFSA but I am not sure. I am helping him via email so I do not have all the facts yet but trying to be prepared.</p>
<p>Another question comes to mind… how many credits can be earned at cc? What if it takes a student several semesters of off/on attendance or major changng to complete cc before having enough credit to earn a degree. Is there a penalty for taking too long to graduate?</p>
<p>Yes, there is a link from FAFSA for registering - if I remember correctly, it might even register the man. But here’s a link to the SS website, I’m sure he can check his status:
[Selective</a> Service System: Welcome](<a href=“http://www.sss.gov/]Selective”>http://www.sss.gov/)</p>
<p>There is a SAP to various aid programs - not sure I understand the question. Pell is awarded based on enrollment (full, 3/4, half time), but not for less than 6 credit hours.</p>
<p>In terms of length of time, there is no problem from a financial aid standpoint. The issue for financial aid comes in when the student took too many credits without getting a degree (>150% of the credits required for a degree at that institution). As long as the school is cool with it, a student could have taken 4 years for a 2 year degree.</p>
<p>Hello,
I have a couple of questions for you guys. My son age 23 graduated in May 2008 with a major in Ag Business and a minor in Animal Science. In August of 2008, he didn’t not have a job, and our local school district was in dire need of a high school science teacher. They offered it to him, on a one year deal, since he was not certified. He taught for the 2008-09 school year. He has not found anything promising in the Ag field and has decided to attend a private college 30 minutes away to obtain a degree in Business Education, which will take approximately 4 semesters. He will be trying to work at subbing, refereeing basketball, and he is also the assistant football coach. So my question is…even tho he is living at home, he pays all his other expenses, car, insurance, etc. Is there some way he can get a loan throught FAFSA or otherwise, without all our financial information. To put it mildly, we are just about maxed out with college expenses, as he was the second. We had eight straight years of college students. And now it is the middle of July and we are scrambling to figure out what to do. ( I celebrated when I filled out the last FAFSA)
Sorry this is so long, and thanks for your imput.</p>