<p>Although good intentioned and generally some useful info, I think the OP’s advice leaves out so many details and caveats that it winds up being a bit misleading (I know not by choice). </p>
<p>The “don’t work between junior and senior year” idea - what? $6k allowance AND even if they earn more than that they have more money for college, FAFSA counting or not. Now, ALSO volunteering and studying for SAT/ACT IS useful advice and can save $$$ on college.</p>
<p>“Don’t use 529’s” - ??? What about the parent’s asset/investment allowance (based on oldest parent’s age)? $40-$50k or so is not considered by FAFSA- 529 or otherwise.</p>
<p>“Don’t save in IRA the year before college”. Sorry, that money you earned counts on FAFSA either way - whether you get a tax break for the IRA/401K deduction or not. Not a smart move to stop saving for retirement!</p>
<p>Some other good advice and a good discussion though.</p>