<p>Estimated Expected Family Contribution (EFC)= 11070
Direct Stafford Loan Estimate - $5,500.00</p>
<p>What do these number mean?</p>
<p>It means your EFC is too high for federal grant aid. but you are eligible for $5500 in federal student loans,</p>
<p>So, if I want to go to a private U i will have to pay $41000 a year?</p>
<p>No. It means you don’t qualify for federal (government) grant aid. The maximum Pell grant, (the main federal grant) is only $5500 anyway, so hardly takes a bite out of $41,000.</p>
<p>Is $41,000 the cost of the school? Aid would be based on their policies for offering institutional aid (their own money). Does the school promise to meet full need? If so, do they promise to meet full need with no loans? It really depends on the school. Most schools that promise to meet full need do not base it just on FAFSA, but also require additional financial information either through CSS profile or their own forms.</p>
<p>I really want to go to Whitworth University but it’s very costly. I found this on collegeboard. Since i’m asian and there is only 2% of asian at WU do you think I will qualify for the minority need thing? Sorry for asking to many questions but my parents don’t understand.</p>
<p>Financial Aid Statistics
Full-time freshman enrollment: 682
Number who applied for need-based aid: 591
Number who were judged to have need: 518
Number who were offered aid: 517
Number who had full need met: 104
Average percent of need met: 84%
Average financial aid package: $27,360
Average need-based loan: $4,238
Average need-based scholarship or grant award: $18,585
Average non-need based aid: $12,458
Average indebtedness at graduation: $22,540</p>
<p>Financial Aid Distribution
Percent of total undergraduate aid awarded as:
Scholarships / grants: 70%
Loans / jobs: 30%
Non-need-based aid
determined by:
Academics
Art
Music/Drama
ROTC</p>
<p>Need-based aid
determined by:
Academics
Alumni Affiliation
Minority Status
Music/Drama
Religious Affiliation</p>
<p>The Fafsa EFC is your estimated family contribution- the amount they feel your family can pay, for a school year. This determines eligibility for certain federal loans, etc.</p>
<p>Separately, Whitworth will use a proprietary formula to make their own determination of what your family can pay. To them, your financial aid “Need” is the difference between what they say you can afford and their total cost. </p>
<p>At a college that “meets full need,” you would be evaluated for an aid “package” that somehow covered this gap. </p>
<p>I don’t believe Whitworth is a “meets full need” college. Also, your info, above, shows that, of 518 who had “need,” only 104 had “full need met.” 20%. </p>
<p>This means, in CC parent terms: you may or may not get the aid you need. You could be one of the 20% - or not. You might get some grants, but be left with a large bill. You’d be wise to find reasons to love others schools, as well. </p>
<p>I believe Whit has a finaid calculator online- it’s not a guarantee, but can give another view.</p>
<p>The Fafsa EFC is your estimated family contribution- the amount they feel your family can pay, for a school year</p>
<p>Be aware that the EFC is a misnomer. Schools are not obligated to only charge your family that much. Most schools cannot meet need.</p>
<p>Full-time freshman enrollment: 682
Number who applied for need-based aid: 591
Number who were judged to have need: 518
Number who were offered aid: 517
Number who had full need met: 104 <= probably had little need
Average percent of need met: 84%
Average financial aid package: $27,360
Average need-based loan: $4,238
Average need-based scholarship or grant award: $18,585</p>
<p>these numbers mean nothing. They don’t show what accepted student get…only shows what enrolled students got. Those who were offered bad packages didn’t accept and their numbers aren’t there.</p>
<p>Also…some students have little need, so a 5500 student loan covers their need. Those stats will throw off the “average need met.” The school only met the need of 104 students.</p>
<p>Usually, the more aid you need the more you are gapped at schools that don’t meet need…unless you have amazing stats and they want you, so a merit scholarship added in helps meet need.</p>
<p>Looking at Whitworth, you can see that, on average, 84% of need was met. However, 20% got full need met. Where you would stand in that crowd can vary widely. It certainly would be a good bet to apply to Whitworth and really any schools that interest you where your chances for aid are reasonable, as long as you have a few very good safety schools on your list that you know you can afford. The rest is all gravy.</p>
<p>Whit calculates what your family can afford to pay. It could be much higher than the Fafsa EFC calculation. It depends on how he school views the part of your family financial picture that Fafsa doesn’t ask about. </p>
<p>Whit does not guarantee to meet 84% of your need - that’s just the average. Likely, some kids get 90-95% (most desirable or most poor or both) and many get less than 84%.</p>
<p>This is where many families get confused. Whit costs 41k. Don’t assume, from a Fafsa EFC of 11070, that you qualify for up to 30k in scholarships. [Remember, Whit will come up with it’s own calculations.] Don’t assume you might get 84% of that (or 25k.) You can only assume you’ll get $5500 Stafford loan and around 2k of work study. After that, it’s their game.</p>
<p>Go ahead and apply, if you love the school. But, have your eyes open. Read any school’s finaid pages carefully and read finaid.org.</p>
<p>I’m the first person in my family going to college and I filled out the fafsa form last night and I entered the 2010 income tax for my family but i’m starting college in the fall of 2012. Did I do something wrong? Or can I do the fafsa over again because when they asked about the savings account were they referring to me or my parents? and there was a question about do you have over 51000.00 dollars right now.</p>
<p>The current FAFS is the one for the 2011-2012 school year that is about to start. it won’t do any good for the 2012-2013 school year. You will be able to do the correct FAFSA in January 2012. It will require 2011 income information.</p>
<p>There are questions about you (they usually say you or your) income and assets, and questions about your parents income and assets. If you read them carefully it should be quite clear who they are asking about. You have to complete them all. </p>
<p>A usefull link with more detailed instructions on answering the questions is here:
[Completing</a> the FAFSA 2011-2012/The Application Questions](<a href=“http://studentaid.ed.gov/students/publications/completing_fafsa/2011_2012/ques.html]Completing”>http://studentaid.ed.gov/students/publications/completing_fafsa/2011_2012/ques.html)</p>
<p>(it is for the current year of course, but reading it may help for next year).</p>
<p>So, I’m not in trouble or anything? Because someone told me I could get arrested for fraud on my FAFSA but i’m not sure if I did anything wrong. Also, I’m try to do EA on Whitworth. I got this recruit form and it asked me if I did my FAFSA yet that’s why I did it so early. Sorry for asking so many question. THANK YOU swimcatsmom. Does your D or S swim?</p>
<p>No, you’re not in any sort of trouble. it is not that uncommon for students to fill out the wrong year their first time round. </p>
<p>(yes my kids used to swim in HS - that’s a while back though).</p>
<p>That’s not fraud. That’s a hs kid trying his or her best in a sitauation that confuses many. But, you do need to read through finaid.org and the college’s fin aid pages. You have got to be on top of this. You can contact the college fin aid folks, to understand some details or deadlines. (Not to worry, some of us call many times.) Also, the fafsa has a help line and it’s usually easy to get through and helpful.</p>
<p>Thank you so much for all your help. I was wondering if you know how much I could get in scholarships for music composition. ALso, if you play an instrument for a school will they give you aid?</p>
<p>Do you plan to major in music?</p>
<p>I plan on minoring in music composition and pre-med. I want to go to Whitworth U. they offer scholarships but they don’t tell you how much.</p>
<p>Usually, the merit money in music is for those who major in music. If you are very talented, perhaps you should major in music and minor in something geared towards medicine. There may be merit money for composition/music majors.</p>
<p>Sometimes if your talent is something they really need, you don’t have to major in music at all and still get money. My daughter is doing this right now as a business major and no music major or minor. She loves performing with her college band and jazz groups. Just knock that tryout out of the park! Good luck.</p>
<p>@AHSTeacher: What school is your daughter attending right now and what instrument does she play?</p>