<p>Under adjusted gross income, are you supposed to include retirement? Thanks in advance</p>
<p>You use the line from the tax form that the fafsa instructions say to use for AGI. </p>
<p>AGI may include taxable pension payments, taxable IRA or 401k distributions and/or the taxable portion of social security payments if one or both parents are retired.</p>
<p>Funds sitting in retirement accounts aren’t income unless distributed and not rolled over and aren’t included in assets either.</p>