<p>Colorado State does not promise to meet need for out-of-state students who cannot afford the school. They will expect you to take loans, use your federal grants, work… and if that’s not enough, it doesn’t do anything. It’s called a “gap” and that gap can be $10K, $20K or more. That’s why you need a financial aid award: so you can see what they will give you… but we’re telling you that you absolutely cannot expect Colorado State to meet your full need as an out-of-state student or even come close. </p>
<p>Now, let me explain why waiting a year will save you tens of thousands of dollars:</p>
<p>You are old enough to establish residency apart from your parents at Colorado State but you would need to support yourself for a full year without any help from your parents including their cosign on a loan. </p>
<p>[Qualified</a> Individuals - Student Financial Services - Colorado State University](<a href=“http://sfs.colostate.edu/residency/qualifiedindividuals.aspx]Qualified”>http://sfs.colostate.edu/residency/qualifiedindividuals.aspx) </p>
<p>If you cannot meet that requirement, your residency will be your parent’s residency, so you will be considered out-of-state. </p>
<p>Note that schools do not like to change residency:
[Introduction</a> - Student Financial Services - Colorado State University: Residency](<a href=“http://sfs.colostate.edu/residency/index.aspx]Introduction”>http://sfs.colostate.edu/residency/index.aspx)</p>
<p>The difference between instate and out-of-state undergrad tuition is $8K per semester!
[Tuition</a> & Fees - Registrars Office - Colorado State University](<a href=“http://registrar.colostate.edu/students/tuitionfees/index.aspx]Tuition”>http://registrar.colostate.edu/students/tuitionfees/index.aspx)</p>
<p>PLUS, you may be able to qualify for some in-state financial aid.
[Grants</a> - Student Financial Services - Colorado State University](<a href=“http://sfs.colostate.edu/typesoffinancialaid/grants.aspx]Grants”>http://sfs.colostate.edu/typesoffinancialaid/grants.aspx)
Freshman scholarships for in-state students:
[Scholarships</a> for Incoming Colorado Resident Freshman - Student Financial Services - Colorado State University](<a href=“http://sfs.colostate.edu/scholarships/scholarshipfreshmanres.aspx]Scholarships”>http://sfs.colostate.edu/scholarships/scholarshipfreshmanres.aspx)</p>
<p>So becoming a state resident will save you at least $16K a year. </p>
<p>Here are some things you could do to establish yourself in Colorado:
[Residency</a> Requirements - Student Financial Services - Colorado State University](<a href=“http://sfs.colostate.edu/residency/instatetuition.aspx]Residency”>http://sfs.colostate.edu/residency/instatetuition.aspx)</p>