FAFSA vs. CSS Profile

<p>I don't understand why some of the schools I applied to made me apply for the CSS Profile thing. Is it similar to the FAFSA? I had to send them tax forms and such and I guess I get money out of it, but only certain schools require it. why? Also, with the FAFSA, I sent mine in a while ago, but then realized my mom had to electronically sign two weeks ago, which she did. But now should my fin aid package be coming soon or do I have to send them tax forms too? There was no place stating that they wanted me to send it in... or was there?</p>

<p>some private schools require PROFILE, I imagine because it gives them a fuller picture of the applicants available financial resources.
In our experience, the schools that want the tax forms will let you know.
You can always call and ask to confirm that your file is complete- probably a good idea anyway</p>

<p>the FAFSA is basically used to determine your EFC and your eligibility to receive federal funds (pell and stafford loans). The FAFSA is requested by all schools and is mainly used by schools that calculate FA using the federal methodology. The schools that require the CSS profile often distribute their own institutional funds and use an institutional/ concensus methodolody. Like EK stated used the Profile to get a more complete picture of your financial situation.</p>

<p>Differences between the IM and FM models include:</p>

<p>IM collects information on estimated academic year family income, medical expenses, elementary and secondary school tuition and unusual circumstances. FM omits these questions.</p>

<p>IM considers a fuller range of family asset information, while FM ignores assets of siblings, all assets of certain families with less than $50,000 of income, and both home and family farm equity.</p>

<p>FM defines income as the “adjusted gross income” on federal tax returns, plus various categories of untaxed income. IM includes in total income any paper depreciation, business, rental or capital losses which artificially reduce adjusted gross income.</p>

<p>FM does not assume a minimum student contribution to education; IM expects the student, as primary beneficiary of the education, to devote some time each year to earning money to pay for education.</p>

<p>FM ignores the noncustodial parent in cases of divorce or separation; IM expects parents to help pay for education, regardless of current marital status.</p>

<p>FM and IM apply different percentages to adjust the parental contribution when multiple siblings are simultaneously enrolled in college, and IM considers only siblings enrolled in undergraduate programs.</p>

<p>The IM expected family share represents a best estimate of a family’s capacity (relative to other families) to absorb, over time, the costs of education. It is not an assessment of cash on hand, a value judgment about how much a family should be able to use current income, or a measure of liquidity. The final determinations of demonstrated need and awards rest with the University and are based upon a uniform and consistent treatment of family circumstances.</p>

<p>Except in the most extraordinary circumstances, Colleges classifies incoming students as dependent upon parents for institutional aid purposes, even though some students may meet the federal definition of “independence.”</p>

<p>Students enrolling as dependent students are considered dependent throughout their undergraduate years when need for institutional scholarships is determined.</p>

<p>For institutional aid purposes a student may not “declare” independence due to attainment of legal age, internal family arrangements, marriage or family disagreements.</p>

<p>Your COA (cost of attendance) is tuition, room board, books travel expenses and some misc. expenses associated with attending college.</p>

<p>Great. Thanx</p>