<p>Yes, dd is a cusp kid, and we are waiting to send in some apps until we know. Some schools are off our radar if we do not make it to NMSF, as they would be too expensive. We have sent in 2 apps that are not based on if she would get NMSF, as they are possibilities if she does not become a NMF. As our school will not send out any transcripts for a few weeks, we figure there is no hurry. I think I worry more than she does, but she does not completely realize the financial imact of all of this.</p>