<p>Ahhn parents don't get so ticked at hm07. Haven't you ever had a glass of wine and wondered at a system that taxes you when you get paid for work performed. If you're a good doobie you save some of that money and if the gods are good that money makes some money and you get taxed again and again and again each year on that original money you already paid taxes on. Let alone what happens if you ask that wonderful government you've been paying all these years for just a teeny bit back to help you put your kids through college. There's a certain irony about that situation if you think about it. To top it off if you're not real bright and don't figure out how to pass money generationally and your kids get this money you saved and paid taxes on for 30 years, they get taxed when they get the money. Imagine a young person just figuring this whole earned income/saved income/sheltered income/taxed income thing. I'm sure they must stop and wonder who the heck ever came up with this system. Why if you are a middle manager and spent all the money you earned each year and could file an abbreviated tax form because you don't have anything stashed for a rainy day - son of a gun - you get financial aid from colleges......</p>