<p>So I was just wondering what happens in terms of financial aid if you withdraw after Fall Semester, or even during Fall semester? I am receiving both grants, and loans. Right now it would be a medical withdrawal because I hit my head about 4 days ago on my vehicle pretty good. I talked to the nurses hotline and they think I have a concussion, and so does my aunt. She will be taking me in somewhere this afternoon once I figure out who will accept my insurance, or if my neurologist calls in a referral in time. When I called the nurses hotline they couldn't tell if any hospitals in the area where covered. They told me to call around even though they also told me to head in right away. (it's the insurances nurse hotline) I don't plan on withdrawing until Spring semester if I even do. I'm curious because when I last had a concussion I had a hard time recovering from it. I had migraines pretty much 24/7 last time, and I'm just worried that might happen again. If so I don't want to ruin my gpa so I guess if that I happened I would withdraw maybe even this semester. Just wondering again because I don't quite understand my schools website. Sorry if I don't respond right away first day of work, and class.</p>
<p>Sorry to hear of your accident and hope it will not be as severe as the last time! Calling member services for your insurer should get you a list of participating hospitals/docs in your area…sometimes there is a zip code search right on the insurance co’s website. Afaik, all insurance companies cover emergency care though perhaps not at favorable rates. </p>
<p>Re your school charges, typically schools post a schedule of financial liability and percentages. For example, dropping before classes start would be a 100% refund, then 50%, then 25% so many days in and so on. It’s a very short window.</p>
<p>Federal, and most state, grants have to be “earned” by so many days in attendance. Loans have to be paid back whether you earned the credits or not. Additionally, if you don’t drop within the drop/add period you may have problems with your school’s SAP policy which may affect your aid in future semesters. Your best course of action would be to get competent medical care and, if advised to drop, see your FA office and advisor asap.</p>
<p>Best wishes for a good outcome on both fronts!</p>
<p>Thank you! I’m hoping it doesn’t because I get along great with my roommate, and I’m hoping to meet some friends.
After getting the run around from all sides of insurance I found out urgent care and emergency are covered, and I just need to have it billed that way. Down fall I can’t get any follow up care without going home which isn’t an option unless my doctor is willing to go in on weekends, or set it up with another doctor.</p>
<p>I don’t really want to withdraw for any reason so I’m hoping that if it does get bad I can find a doctor’s office with reasonable cash rates even though I know most doctors don’t have reasonable rates for college students. One last question so if I did withdraw would the grants have to be repaid if I pull out before Spring Semester? Or would they just go back to the state, since I wouldn’t be using the rest of the grant?</p>
<p>Your health insurance company has no local providers (HMO?) and your school doesn’t make you take their insurance? It would be a good idea to investigate the school’s plan so you can get care when you need it. Hopefully you won’t need more follow up care this time…at least you’re typing coherently!</p>
<p>As I said, federal/state grants typically have to be earned - that is, you get a bit more credit every day you’re enrolled and are at 100% around midway through the semester. If you withdraw before that point and the grant has already been applied to your charges or refunded to you, the school is obligated to bill you for it. Institutional grants may work differently and you didn’t say which type of grants you have. Your best source of info on this will be your financial aid office.</p>
<p>No I’m on state insurance, and once you pick a HMO you can’t get out of it without reopening your case. There is different levels of state insurance I should add. We picked the HMO last year, and my case goes in review December exactly when my dad’s insurance will start. He just got a full time job, and must wait 90 days. No they didn’t require it. They just sent a post card about the different types. I’m just going to urgent care so as long as it gets billed as that I’m good for now and my boss said if I ever need to off on a Friday I just need to let her know.</p>
<p>Well I have a Pell grant, a WI Higher Education Grant, and I’m still waiting on my covenant grant (state) So if I did withdraw right after Winter Semester I’m assuming they wouldn’t use the funds to pay the bill for Spring. Im first going to see if maybe the disability office if it does get worse to see if they will help me. I know they allow tests to be taken there if you have a documented disability and from what I’ve been migraines that are chronic might be accepted. If I withdraw for medical reasons would I have get a forbearance on loans if I plan on going back following semester? I don’t know if I will be able to return to the same university, for cost reasons. I think I might transfer down back home. </p>
<p>Thanks again!</p>
<p>Please ask your school about their medical tuition exception policy. Some schools will back off your charges in certain cases. Ask your registrar and your financial aid office.</p>
<p>Sorry for bringing this thread back but one last question. I have an appointment with a financial aid adviser tomorrow. I plan on asking her this also.</p>
<p>If I withdraw medically as in I wouldn’t return next semester or fall. I guess what I’m getting at is I wouldn’t return there at all even in the future. What happens in terms of how many years I’m still eligible to get aid as in loans and federal grants? I would only have 3 credits from a summer course I took since I would be withdrawing before I could even complete fall semester Freshman year.</p>
<p>Wait, I’m confused. In the thread on the College Life forum, you said you just wanted to go home because you were tired and want to transfer schools. Which is it- are you tired or do you have a (maybe) concussion?</p>
<p>OP, you mention withdrawing – I hope you’ll consider taking a medical leave of absence instead. Even if you have no intention of going back at this point, you might as well leave your options open. It won’t hurt anything, and you can always withdraw later. This isn’t a good time for you to be making irrevocable major life-decisions.</p>
<p>Sorry for the confusion. I’m withdrawing because of the concussion. It was diagnosed. I’m tired of having headaches every day, no concentration, no focus, and memory troubles. I rather go home get medical help and than possibly return to school. In order to do this I have to be home hence withdraw. </p>
<p>I would be, I guess, taking the year the off until Summer semester next year and attending another school. I would not return to the same school after I withdraw.</p>
<p>I did think about the taking a medical leave of absence, but I honestly can’t see myself returning in Spring even if it did get better. If I wouldn’t have gotten a concussion I would’ve still transferred out after Freshman year expect now with the concussion I decided that I rather not get bad grades because I can’t get the help I need so I decided that I rather withdraw now.</p>
<p>My son had to take a medical withdrawal a couple of weeks ago. He attended a few days of classes, but his school “overlooked” that on purpose, so they could give him a full refund of his semester’s tuition. We will have to pay back this semester’s financial aid (it was just a loan, anyway, and I’ll pay it out of the refunded tuition).</p>
<p>They said he doesn’t have to make payments on his loan for six months after leaving school for good. So if starts school again in the spring, he’ll be set. If he doesn’t, though, he (we!) will start paying then.</p>
<p>I wish my school was that nice. They said all of money would go back, but I have to give my refund money back too. I took to much out in loans. I was going to use that to pay my expenses at residential living because I understand that I will owe them money.</p>
<p>I feel like I’m stuck either way. If I leave it would be better to leave for the year, and if I stay and I don’t do as well than I might not meet the required progress and that will affect my future admissions to graduate programs. The financial aid office wasn’t helpful at all. I wish they would be more helpful. All they said was I need to decide today because after today I will owe even more money. And if I leave today I need to get out of my dorm tomorrow and my parents can’t come up. My mom is angry at me for the whole situation.</p>
<p>Take a medical leave of absense. It may give you better options. Withdrawing, you will lose everything! Sounds like you just want to leave and you are using the concussion as the excuse to do so. Plan wisely, this may negatively impact you.</p>
<p>OP- chances are your mother is not mad at you, she is mad at the situation, mad that it happened to you and worried about you and about the money and probably frustrated not to know what to do, but most parents would not be mad at you for getting a concussion!</p>
<p>The tough thing is that the refund does have to be returned. There is no way around this, because the money was for educational expenses & is tied to attendance in school. No attendance, no money … even if money is still owed to residential living.</p>
<p>fumafoo, I’m sorry you’re still experiencing symptoms but these should abate over the next few weeks. As the mom to several athletes, I’ve had quite a bit of experience with concussions and afaik there really is no special treatment other than rest, time, and pain management. Did they do a CT scan or MRI when you went to urgent care? Did they give you a prescription for the headaches? If not, go back and let them know that you’re still affected and ask for one, or to your school’s health center if nothing else. </p>
<p>If you decide to stay at school, I suggest you meet with your advisor and professors to let them know that you’re recovering from this. You can also ask for extra time, if necessary, or tutoring, if available. Good luck!</p>