<p>Slu, would that book help me know what a school will dole out as far as the mix between grants and loans AFTER I pay my EFC? I have heard of that book. And one of the ways it can save you money is to legally reduce your EFC, correct?</p>
<p>I see that I can pretty accurately arrive at an EFC under both FM ir IM or both methodologies with the collegeboard calculators and other online tools. I can ascertain my need (COA-EFC). But how can I ascertain how that need will be met, if at all?</p>