Financial Aid estimate problem

<p>So, I got in EDII (hooray!), happy because apparently I would get 100% of my demonstrated financial need met. I sent in my estimate, but I found out today that I am really only in the range of 18K. And that's not okay. My dad lost his job last year, and 18 out of 55 isn't looking too good. I'm also hearing that CMU sometimes doesn't meet up to the agreed amount. Is that true? CMU is clearly my first choice, but it looks like I might need to back out. Is there any way I can contact the Financial Aid department and beg my case? Or should I just rescind my acceptance? My family was hoping for up to 30K, but believed we'd at least get 20K.</p>

<p>I would definitely say make your case known. There should be an option on the website or directly call admissions and see what you can do. Since it is EDII they do promise to meet need. I was hesitant on how much i would get also but they gave me 38k in grants, so i don’t think they’re stingy with ED applicants.</p>

<p>First - congrats!!</p>

<p>The early estimate is just that…it’s an estimate. We found it roughly close - -but still expect some differences – $2-$4k less.</p>

<p>Fill out your FAFSA, and CMU will meet the difference between the COA and the EFC-- that being your estimated need. You must fill out the FAFSA.</p>

<p>They also have a form to explain unusual circumstances, including a recent job loss. What they do in these cases is estimate your EFC based on a predicted 2010 earnings levels given the job loss relative to the EFC calculated based on actual 2009 earnings. However, if the actual 2010 earnings are greater than predicted (we do hope your dad does in fact get another job soon), they will make an adjustment based on the 2009 FAFSA if that was in fact accurate and your 2010/11 package will be changed in the Spring of 2011 based on actual 2010 earnings. This appeal process makes sense if your family income is at least $8000 less in 2010 vs. 2009.</p>

<p>Best bet- finish your FAFSA, submit that plus the CMU financial aid form and the signed CMU signature form. Then submit the “additional circumstances” form and hopefully you’ll be able to afford things.</p>

<p>BTW - if you read through the “Financial Aid” forums, you will find the FAFSA formulae-- roughly the EFC is 47% of your AGI above $65,000 plus a % of savings as well.</p>

<p>Don’t speculate here…give them a call once all your forms are in and speak to a financial aid officer. A parent should do this - not the student.</p>