<p>Going to those colleges is a luxury and not too many people can afford it. Very well off people where the money is not really an object may be half the class. Middle or upper middle class families that scrimped and saved for most of their children’s lives separate from their own retirement, can often pay if they are eligible for a good chunk of aid, that maybe cuts the cost in half, just to throw a general number out there. Some children will take on the full amount of federal loans available too, about $27,000, some crazy people will go into large debt with parents cosigning. And a percentage of low income high performers who get full ride no loan based on parent’s income.</p>