Financial aid help/advice, senior engineering graduating soon....

Paying for College
1

Hi guys, I live in the state of INDIANA and am a senior in Computer Engineering. 2018 spring and fall semesters should be my last year then I can graduate with my Bachelors of science (I switched majors from Chemistry).

I was told by financial aid at my University I would NOT get the Indiana State Grant Frank O’ Bannon (any ANY STATE grant for that matter) for spring 2018 and onward because I “exceeded the 4 years of eligibility”. I also appeared to have maxed out my Federal Stafford Subsidized AND Subsidized Loans.

Can anyone advise me financially of any grants/loans etc… (I could get my parents to cosign if possible)

The only aid I see for Spring 2018 listed is the FEDERAL Pell grant. I am desperately trying to find an internship in engineering at the moment, though its going to be difficult to juggle 15+ credit hours of engineering with work, I will do what it needs to take.

If anyone can direct me to government grants/loans, state, or loans that need to be cosigned I would greatly appreciate it. I don’t want to have to take out credit cards, but I am desperate to finally graduate because I was originally a chemistry major but switched my majors and that’s how I got to this position, please help me.

2

How much in federal student loans have you taken? Are you an independent student for financial aid or were your parents denied Plus loans every year for four years? Otherwise. How did you exceed the aggregate amount for undergrads?

3

<I would NOT get the Indiana State Grant Frank O’ Bannon (any ANY STATE grant for that matter) for spring 2018 and onward because I “exceeded the 4 years of eligibility”.

How many semesters have you received this grant? Typically 8 semesters would be acceptable, but more than that you are no longer getting any money from that. I have seen it with a relative who took 4.5 years to graduate, but took a semester off, that she got money for all 8 semesters she was enrolled, even though it was longer than 4 years. That was only because she took one semester off.

4

You are probably the type of customer SoFi dreams about. Well positioned for a lifetime of high earnings, tons of student debt and in a real crunch. Look them up.

5

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also appeared to have maxed out my Federal Stafford Subsidized AND Subsidized Loans.


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? How much have you borrowed so far? Were you taking out the add’l $4k per year because parents were rejected from Plus Loans??

And why are you just finding this out now???

If you have a qualified co-signer, then look at Wells Fargo, Discover, Sallie Mae

If your parents were NOT rejected from Parent Plus loans, then go that route, but you’d have to pay those back for them since you are a Pell Student.