<p>Fairylight there was a lengthy thread about this a few weeks ago and I cannot remember the thread enough to link it, perhaps someone will remember. If I remember correctly you need to specifically ask each college how they will apply an outside scholarship. I would call to clarify this. Since your EFC was not met, perhaps they will let you ‘stack’ this on top of what they put together to decrease your gap from $12,000 to $6000 but you should make sure what they will do and perhaps ask them to document this in writing. I fear that even if they stack and you find $6000 in scholarships you will still need to come up with $6000…also many outside scholarships are for one year only so make sure you have a plan for future years.</p>