<p>If we have loans offered (perkins and subsidized direct loan) in our financial aid package, are those amounts already granted to me or do I have to apply separately for those loans in the amount michigan offered me? (ie. if michigan offered me $3000 with the fed perkins loan then do I apply separately for a perkins loan for $3000? or is everything automatic?)</p>
<p>I would appreciate any help! I am so lost.</p>