You have to have ‘made’ 10 years of payments. If you are in deferment, you aren’t making payments. You have to be in repayment, even if your payment is $0.
Keep good records of having made those 120 payments.
You have to have ‘made’ 10 years of payments. If you are in deferment, you aren’t making payments. You have to be in repayment, even if your payment is $0.
Keep good records of having made those 120 payments.