<p>Make sure you add the cost of a car/insurance/gas/maintenance in your financial analysis.</p>
<p>@mom2collegekids, I think my parents would cosign for either and trust I can manage. The remaining costs for Denison would be around $10,000 per year not counting any outside scholarships, which I think could be manageable?</p>
<p>Well, thank goodness that you’re considering Denison. the Allegheny loans would NOT be something that you could manage.</p>
<p>Talk to your parents…many will NOT co-sign loans because doing so is unwise and has negative ramifications for them.</p>
<p>Frankly, you shouldn’t have to borrow $10k per year. You can work a LOT over the summer and SAVE that money and PUT that money towards college. You can also work a bit during the school year.</p>
<p>Really, this is NOT a hard decision to make. One choice is reasonable, the other choice includes strangling debt. who would choose the second??? no reasonable person.</p>