Financial Aid Situation

<p>

</p>

<p>Under the third question from the bottom at the link above it says: “Because UCLA meets 100% of your demonstrated need”</p>

<p>However, doing a Google search I can’t find anyplace else other than this sentence where UCLA says this, so this may be a mistake on the UCLA webpage. In any event, I don’t see this as a promise to meet 100% of need, especially since this “promise” doesn’t seem to appear anywhere else.</p>

<p>I’m confused. If your brother is out of state and has been offered scholarships and grants by the university to bring costs down to $36,000, it sounds like he’s been given almost $20,000/yr in free money (non-resident cost of attendance is $55,963). The rest of the “100% need met” would be covered by low interest, subsidized loans, right? UCLA is a state school, this is how it works. Your brother is lucky to have the out of state gap closed at least. </p>

<p>If your brother’s stats are good enough for UCLA, and your EFC is modest, I’ll bet he has better financial aid packages from some privates out there. Maybe this makes more sense for him.</p>

<p>I hope he can make it work though…UCLA is a great school!</p>

<p>@2018dad - Good sir, I’ve tried to be kind the entire time. It’s irritating when people (not you) start accusing me of being snappy and ungrateful when I clearly have not. </p>

<p>I too want to apologize in case it seemed like I was angry at you - in which case I wasn’t, but those two posters above you did get on my nerves. Sorry about that. I added “I’m not trying to be rude” in my post, to avoid that, but I guess I did overdo it regardless…</p>

<p>You’re a dad and I want to respect you, at least because you’re older than me and have more experience in the world. At least I can relate to you too, because my parents were born in 3rd world countries and I’ve lived in one for about 3 years.</p>

<p>I know the way I posed those questions seemed like I was forcing them down upon you. But after putting that aside, and thinking that I kindly requested you (which was my intention) - How would you respond if you were in my situation? </p>

<p>You’re aware of my financial aid situation. Let me also add that my dad was laid off last year as well, so his recent lay off is like salt to the wound. And when I say, “It is really sad that there are students who won’t be able to attend such a nice school due to a lack of aid”, people claim that I’m ungrateful and snappy. </p>

<p>I just don’t understand how they reached that conclusion… Fine, let’s put that aside also. </p>

<p>Is it too much to request or at least appeal because -

  1. My dad was laid off less than a month ago.
  2. I’m asked to pay more than 6 times my EFC.
  3. I’m in college so my family is already paying 10k out of pocket. </p>

<p>Yes, I know people on this part of the forum are going to be UCLA fans and supporters and “Wooohooo UCLA”, which is fine. </p>

<p>Let’s face the reality though. It’s certainly not unreasonable to think that it is, in the least, a bit over the top when people are asked to pay more than 6 times how much they are supposed to be capable of paying. I know - soCalDad2 was comparing an education with a porsche. That was a terrible example as I proved in my post - but UCLA does say they meet 100% demonstrated need.</p>

<p>Please type “Because UCLA meets 100% of your demonstrated need” after hitting control f, and it will automatically show you where it says that UCLA meets 100% demonstrated need. </p>

<p>If my situation isn’t demonstrated need, then I don’t know what is. Before someone starts the “You ungrateful college student, you don’t know how much worse people are”, because I know exactly how bad it can be. I’ve lived in a 3rd world country and came back to the states less than 3 years ago.</p>

<p>@UninvolvedMom - Thank you very much for your response. </p>

<p>Actually, my brother’s receiving 18,000 in scholarships and grants (I wrote an approx. number) </p>

<p>As far as loans go - He’s been asked to take 28,000 in the form of a parent plus loan which charges a 6.4% interest rate which accumulates 2 months after he starts. I’m not sure about the rest; I’ll have to ask him.</p>

<p>Still, $28,000 on a loan that starts accumulating interest 2 months after joining for a family who’s breadwinner is currently laid off and who’s EFC is 5231 is a bit too much, in my opinion. </p>

<p>Thank you for the advice about OOS state schools. That’s interesting. I only applied to in-state state schools and OOS private schools which is why I don’t know. </p>

<p>And yes, we have been looking at the other option i.e. other schools and their aid packages. UCLA was the first result to come out. In a way, we were happy that he got accepted to UCLA since that told us a bit about his chances to other schools. (Although I know that he could very well get rejected from the rest) So yup, let’s hope for the best! </p>

<p>@LNMomof2 - You were saying that I was ungrateful. At the very least, you should be happy. Because if my brother ends up not going to UCLA, that might open up a slot for your son, who’s being wait-listed to join! </p>

<p>Because you’re most likely a mom and probably a lot older than me - a 19 year old - please behave more maturely by not jumping the gun and accusing people of being ungrateful, especially when they are not.</p>

<p>

You think CA taxpayers should pay for your brother to attend a UC? Let’s just say opinions differ.</p>

<p>I think it is simple.</p>

<p>State schools meet need for in-state students.
Private schools that claim to meet need, meet need for any student they accept</p>

<p>Many private schools do not claim to meet need.
State schools do not meet need for out-of-state students.</p>

<p>Even the ones that meet need, meet it with a combination of grants and loans.</p>

<p>Bottom line is a college does not owe you anything. If you don’t like their offer, take your business elsewhere.</p>

<p>I am sure your brother has better financial offers, he just wishes UCLA game him a similar offer, but it wont happen.</p>

<p>@mikemac - I guess you’re another one of those guys that like to make stuff up. Please show me where in my posts I said CA taxpayers should pay for my brother to attend a UC. </p>

<p>Wow, I guess some people on CC just love making stuff up. </p>

<p>@NonCustParent - I did not know that. So I guess the claim “UCLA will meet 100% demonstrated need” applies only to in-state students. And little did I know that the majority of that aid would be through loans with a 6.4 % interest rate starting 2 months after my brother starts school. I guess you learn something everyday.</p>

<p>Indeed - The bottom line is that a college does not owe me anything, nor did I say it did. </p>

<p>Hopefully, we do get better offers. </p>

<p>Folks, let’s all take a chill pill. This isn’t a big deal; I’ve been accepted to UCLA as an OOS student, so I can totally relate to OP. </p>

<p>UC had its budget cut, which is why they can’t offer so much aid. In fact, they’re starting to take more OOS students in, because they want the money. </p>

<p>College is becoming all about money nowadays, as in UC’s case. But the bottom line is, if you want to go to UCLA, you will go no matter what. And if you don’t, well, you won’t. </p>

<p>Case closed, fellas.</p>

<p>I guess everyone does have to take a chill pill. Even though esai23’s speech does sound a little entitled, I mostly wrote facts, and he responded politely back to me. I think he is not aware of hwo college aid works, and somehow thinks the colleges are there to help anyone, which is not the case. Privates in the end want to make money, state schools are exactly that, state schools.</p>

<p>

Sure, @esai23. Let me refresh your memory. Previously you wrote

It seems clear that you expect more aid. If you don’t think the CA taxpayers pay for the aid UCLA gives, just who does? I thought you’d be able to make the connection, maybe not…</p>

<p>OP, I don’t think there is any point to your brother trying to appeal the aid. They don’t meet need for OOS students. The OOS supplement price of $23,000 will always have to be met by your family. </p>

<p>I don’t want to even contribute to this thread anymore, but it makes me angry enough to have to say a few more things. You’re calling out specific posters in this thread and bashing them, then you have the nerve to say you’re trying to be nice. If that’s what you call being nice, the world’s going to be a scary place when you’re older. Many of the posters you called out have been extremely helpful and supportive in this forum, and your behavior is very discouraging to those that see your attacks. We’re trying to help you understand the situation. Consider another scenario. What if Californian students went to your state and paid in-state tuition with FA? Would you be upset then? The answer is probably not, because the UC’s are already expensive for in-state students, and paying OOS tuition at your state school would likely still be cheaper. You don’t hear us complaining about not getting FA at your state school.</p>

<p>@BrownParent - Thank you for your response. I did not know that it was that direct - That there’s a hard and fast rule that says that the $23,000. This is the kind of direct answer I was looking for. Instead, some talked about how I was ungrateful, snappy, and even compared financial aid to buying a porsche. </p>

<p>@mikemac - I never said I expect more aid. No one should expect more aid even if there is a good reason behind it. </p>

<p>I guess, my situation could be somewhat justified, considering that my father was laid off. When my brother spoke with UCLA’s financial aid staff recently, they were hesitant in saying that is is okay to appeal the aid offer. But when he said that our father is currently laid off, they said he should definitely appeal. </p>

<p>To answer your second question - No, I don’t think CA taxpayers should pay the difference, and that’s not what I was trying to infer either. Try re-reading it again, because I certainly cannot see any type of expectation in my question. I was merely asking a question - Whether it is normal for OOS students to receive that much in aid. </p>

<br>

<br>

<p>Honestly, I didn’t know UCLA (or any UC or CSU for that matter) offers grants/aids to OOS beyond Federal grants and loans. I thought the whole idea of accepting OOS is for them OOS to pay full COA to help with the budget crisis. This is so unfair for CA kids whose parents are paying high state taxes.</p>

<p>@2018dad - I do believe Cal residents get their own separate aid plans. </p>

<p>For example, I read about the Blue and Gold Opportunity plans which help in state students who come from families that earn less than $80,000 by covering all their tuition. </p>

<p>There’s more as well, and you can read about that here: <a href=“http://www.ucla.edu/admission/affordability”>http://www.ucla.edu/admission/affordability&lt;/a&gt;&lt;/p&gt;

<p>I saw this thread last week, and it raised my blood pressure, but I did not comment because I am not a regular here in Bruin territory. Hope you don’t mind the intrusion :)</p>

<p>However, the OP has now come onto another thread to link this thread and complain about the “immaturity” of those who responded here and to invite others to commiserate. Here is my partial response on that other thread:</p>

<p>

</p>

<p>I am another person who read the initial page or so of posts, and chose not to comment in irritation, and just avoided the thread. But links to it are now appearing in other areas, and as @alamemom said, the general feeling seems to be a negative response to OP. I have now read thru the entire thread, and clearly see why people are somewhat upset with OP.</p>

<p>Obviously this individual is young – self-described as 19 – and doesn’t seem to be aware of both the condescending tone of their posts, or the very un-realistic take on what an OOS student should expect from a UC in the way of FA. OP has suggested people re-read his/her posts to clarify the meaning of the posts, but maybe that advice should be considered by OP. Just because you don’t use specific, exact wording to convey an idea, doesn’t mean that an idea isn’t conveyed. I would expect a college student to understand this without having to have it explained. Language has nuance. I perceived a fair amount of mildly rude comments, and a sense of entitlement regarding the FA that was offered and the discrepancy related to EFC. </p>

<p>No, OOS students don’t get a lot of FA money from the UCs. But in the opinion of many California taxpayers, OOS get too much. Many of our state schools are impacted, programs are being cut, and in-state students are being rejected in growing numbers – students with solid gpas and test scores, who would very reasonably have expected to gain admission in better economic times. We (California taxpaying parents) are generally not thrilled with the increasing number of OOS accepted students, but have no choice but to accept it. It is a fact of life that the bottom line matters – and the schools need the funding which they can generate by charging higher OOS tuition. As adults, we deal with it, and hope our kids manage to earn a spot at a school we can afford. I am very grateful that my D14 did receive acceptance at a few UCs, so this isn’t sour grapes about “my kid didn’t get in, and your brother did”. And lots of California parents have been laid off too, so I’m kind of tired of hearing about it. Our family has been living that reality for several years, and we suck it up, and do what we can with what we have. </p>

<p>OP does not seem to understand the economics of why UC’s are taking so many OOS students, and repeatedly asks for clarification as to why a UC expects an OOS low-income family to pay so much. The question has been answered numerous times, in numerous ways ----OOS students are accepted as a means to generate revenue. I have a question for OP – why did your brother apply to a school that he couldn’t afford to attend? It is pretty common knowledge that applying OOS in just about any state means higher fees. I know OP referenced the “UCLA meets 100% of need” faq a few times, but apparently only read the first part of the sentence, and ignored the part that says thru loans. Guess what, a Porsche dealer does offer loans to help you get that car.</p>