<p>A student’s total financial aid package can include one, some, or all of these different kinds of aid:
Scholarships (you don’t have to pay this back, it is a gift)
Loans (you have to pay this back)
Work Study (you have to find a job on campus at your college and work to earn this money)</p>
<p>Most colleges/universities in the US do not offer loans to international students. However, some international students can arrange loans from a bank in their home country, or from a government organization in their home country.</p>
<p>Some students can get scholarships in their home countries, and then use that money to study in the US.</p>
<p>To learn more about all of this, your friend should read through everything at [EducationUSA</a> | Study Abroad, Student Visa, University Fairs, College Applications and Study in the U.S. / America](<a href=“http://www.educationusa.info/]EducationUSA”>http://www.educationusa.info/) Then he should make an appointment with the counselors at the advising center closest to where he lives. If he can’t visit in person, he should call or email them, and find out what kind of help they can give him by phone and/or email. The counselors there are expert at helping students from his country find good places to study in the US. They will be able to tell him where students like him have been admitted in recent years, and whether or not they received good financial aid packages.</p>