Financial Aid

[Mtaggart66]

<p>My husband has been out of work for over 1 year. I don't make enough to co-sign. We do not qualify for a Parent Plus loan due to him being out of work. Does anyone know what we can do to help out kids get a loan. No family to co-sign. I have 2 kids going to college.</p>

[4kidsdad]

<p>Have you tried federal PLUS loan?
See [PLUS</a> Loan Credit Requirements < Credit Report | ParentPLUSLoan.com](<a href=“Parent Student Loans Hub - Articles, FAQ, and Applications | Edvisors”>Parent Student Loans Hub - Articles, FAQ, and Applications | Edvisors)

Eligibility for the PLUS Loan depends on a modest credit check that determines whether the parent has an adverse credit history. An adverse credit history is defined as being more than 90 days late on any debt or being subject to any of the following: Default, …

Also,

When PLUS loan applicants are denied for credit reasons only, their child becomes eligible for an increased amount of Stafford Loans. To take advantage of this, contact the school’s financial aid office.

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