Financial Aid

<p>I’ve heard from several sources that NYU is, by far, the most notorious for subpar financial aid packages. Has anyone had any luck with this problem? NYU is my first choice and I want to go there really badly. At most, I want to pay $20,000 or so a year. My family makes about $100,000 a year, combined, my sister will be a senior in college next year, and we don’t have much saved up for college. What kind of package do you think I’ll get? If possible, please share financial aid stories/nightmares. ANY help at all would be appreciated.</p>

<p>Is it really worth it to go to NYU for drama for 4 years and walk away with almost $100,000 in debt?</p>

<p>so I guess It's even worse than I thought....</p>

<p>Well, NYU does give financial aid, I just don't know how/if it could ever get to $20,000. I recieved a chunk of aid, but it did not put me near $20,000. I think that would be a hard amount to arrive to by scholarships alone, but then if you are willing to take out loans and such, and are willing to possibly have debt after college, then if you get in, you can go. You have to weigh the pros and cons of money/program for yourself. I know it sucks though, I hope everything works out.</p>

<p>Chris</p>

<p>DDurkin - the most I've ever heard anyone get at NYU was $20,000; I think I read somewhere that the max is $25,000, but I could be wrong. My daughter got $9,000 per year. Not much when you consider the 50K tuition, but I guess better than nothing.</p>

<p>rossji:
Was that 9k renewed every year? My S, a rising soph, got 7k this year. When I asked Fin Aid office what part was merit and what was fin aid, I was told they don't break it out and that they take a new look every year at aid packages.</p>

<p>
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Is it really worth it to go to NYU for drama for 4 years and walk away with almost $100,000 in debt?

[/quote]
</p>

<p>A Plus loan is 8.5% these days. If you can pay it off in 15 years, your month payment would be $985 ..... for fifteen llllooonnnggg years.</p>

<p>gla, some merit awards stay the same year to year. I know that my D's Trustee Scholarship for $20,000/year is renewed yearly. I had asked that when she got it and they said yes, and so far as a current sophomore, that has been the case. However, a grant as part of a financial aid package often varies year to year, as is the case with my other daughter who is also on financial aid, but her school doesn't have merit aid. Her grant fluctuates based on need. For instance, when younger D entered college, older D's grant shot up as need increased with two kids in college. That is probably why the grant for your S might fluctuate based on the need part at NYU as it goes through yearly review with a new FAFSA each year. But since some of the grant is merit, he will continue to get some scholarship no matter what. That would be my understanding, though I could be wrong. RossJi should know.</p>

<p>Gla - Yes, my daughter's award is renewed each year. It wasn't need-based, so it will stay the same. I'm ASSUMING she has to maintain a fairly high GPA, though. (Don't know what it is; all I know is I'll shoot her if she loses it, lol!)
Jersey44- Just curious:where are you getting the $100,000 debt from? NYU is about $50K per year, when you consider room/board/tuition/other living expenses. I guess you're assuming to pay $100,000 yourself and borrow the other $100K? Tack on the interest, and ....you get the picture! Wish I could pay half of the costs without borrowing....boo hoo......yeah, it sucks... :(</p>

<p>I was the one who mentioned the 100,000. That's me subtracting possible grants/ money from parents. Basically it's me trying to make it as feasible as possible.</p>

<p>Sorry!! I didn't realize it was a quote from you!! D-uh!!!</p>

<p>Same question--> My mom makes 50K /year with a twin brother heading college too next year. Our FAFSA " family contribution" was 7K. A relative is giving me 10K. That's 17K. Is there no way Tisch will offer a pretty average MT major 25,000 in the fin aid package?</p>

<p>Need based colleges will try to make up the difference but realize it isn't going to all be in the form of a scholarship. Some will be scholarship, some loans, etc.</p>

<p>With two in college, it helps the financial aid "need" picture. If you have figured out the EFC, then NYU will likely be offering an aid package to help with the rest. Just don't expect the rest to be all grants :D. </p>

<p>Congrats on your acceptance. Your FA letter should be coming in about a week.</p>

<p>I got a scholarship for 18100 a year and with the financial aid loans they gave me in correlation with the estimated budget (including personal expenses) it's only 2 dollars less than what i'm supposed to pay. lol. so it's pretty good. Especially since all my other colleges only gave me like 1k...I really don't know why i got so much for NYU.</p>