<p>Can anyone tell me which schools, particullary in the northeast meet full need (or almost meet it)?</p>
<p>Off the top of my head, I can't list them all. There are quite a few private schools that meet need. Just search through cc for meets 100% need. I want to point out, though, what it means to "meet 100 % need." First of all, go to a financial aid calculator & run your info through it. Do federal & institutional methodologies. Many schools that meet need do so with the institutional methodology, which takes more assets into account (therefore giving many families a higher EFC than federal methodology). Once you find out your EFC, realize that meeting need means total cost of attendance (tuition/room/board/fees) - EFC. No school will give you money to meet the portion of your EFC you don't think you can pay (there are exceptions, but those are case by case, school by school). The portion of unmet need that these schools pledge to fill is filled in many different ways. Some schools include lots of loans in the package ... some schools don't have any loans in the package ... some schools have a pretty manageable amount of loan in the package. My D had no-scholarship packages at 2 100% need-meeting schools & the loans were much higher at one than the other. It just depends on the school. She had financial aid packages at several schools that did not "promise" to meet need that, including merit money, met our need. A couple schools more than met need with merit money. So ... you just have to search through the schools you think your child might be interested in attending. Look at common data set to find out average loan amount; that will give you an idea of amount of loans packaged in. Some schools will give you no-loan packages to meet all need if your income is below a certain level. Some have a no loan policy for all ... but remember, the lack of loans is ONLY for the unmet need portion. If you have to borrow to meet EFC, then you have to take out a loan.</p>
<p>Colleges That Meet Full Demonstrated Need Colleges that profess to meet full-demonstrated financial need are schools that will close the tuition gap between what you can afford and what the Government says you can afford. For example, If Duke University has a tuition price of $30,000 and the Federal Government determines that you can contribute $15,000 but also have a financial need of $15,000. You then have a "gap" of $15,000 and this is referred to your "demonstrated" need. Most colleges and universities will attempt to meet your need but will routinely not meet your full demonstrated need (perhaps leaving you $2,500 to $10,000 short). Colleges and universities that profess to meet full demonstrated need will, in conjunction with the Federal Government, give or loan a student the entire $15,000 in financial need. This, of course, is very good for those in need of financial aid. Please research the following colleges and universities first if financial aid will be a component of your application process. [Updated Fall 2004]</p>
<p>Albertson Macalester
Albion<br>
Marlboro
Amherst<br>
M.I.T.
Arizona State<br>
Michigan State
University of Arkansas<br>
University of Michigan
College of the Atlantic<br>
Middlebury College
Bates<br>
University of Missouri (Columbia)
Beloit<br>
Montana Tech.
Bowdoin<br>
Mt. Holyoke
Brown<br>
Northwestern
Bryn Mawr<br>
Oberlin
Bucknell<br>
Occidental
Cal Tech.<br>
Ohio University
Carleton University of Pennsylvania
Case Western Princeton University
Centre Rice
University of Chicago<br>
Ripon
Claremont McKenna<br>
University of Rochester
Harvey Mudd<br>
St. Mary's (MD)
Pitzer<br>
St. Olaf
Pomona<br>
Smith (MA)
Scripps<br>
University of Southern California [USC]
Colby<br>
Stanford
University Colorado School of Mines<br>
Swarthmore
Barnard<br>
Trinity (CT)Connecticut College<br>
Trinity (TX)Cooper Union (Free)<br>
Tufts
Dartmouth<br>
Union College
DePauw<br>
Wabash
Dickinson<br>
Wake Forest
Duke<br>
Wellesley
Florida State<br>
Williams
Gordon<br>
Yale
Goucher<br>
Franklin W. Olin College of Engineering (MA) Free Tuition for all admitted! Grinnell<br>
Berea College (sliding fee scale)
Guilford<br>
Harvard
Haverford
University of Hawaii
Illinois Institute of Tech.
University of Illinois
Knox College
Lawrence College</p>
<p>Cost of attendance (tuition, room, board, books, misc expenses) - EFC (based on the income & assets of the student & their parents) = Demonstrated need.</p>
<p>Using the duke example:</p>
<p>Cost of attendance 30,000 - EFC 15000 = Demonstrated need 15000</p>
<p>Since Duke is a school that mets 100% of your demonstrated need (remember the school determines your need it is not based on what you are willing to pay or what you feel you can afford to pay) the need willbe met with a combination of the following:</p>
<p>Self help (student loans & work study)
institutional aid in the form of grants / scholarships</p>
<p>Some schools can offer you a PLUS (parents loan) and as Kelsmom stated not give you any institutional aid and will still have met your need.</p>
<p>A school that goes not fill 100% of the demonstrated need "gaps"</p>