financial aid

<p>does anyone know how generous Loyola is with non-merit financial aid? My daughter rec'd a Presidential scholarship of $10K from Loyola, but we still think the school is expensive. Any chance of their giving add'l money when they decide on non-merit aid?
Thanks!</p>

<p>My family is wondering the same thing. I have twin daughters- one received a $15K scholarship and the other received a $10K. Although this is decent, the school is still expensive. Looking at posts on this board, it seems that in the past people with similar stats received 1/2 to 3/4 tuition scholarships. Apparently, the economy seems to have taken a toll on their funds as well. Hopefully, this will not affect their ability to give grants and other non-merit based aid. Loyola is by far their first choice.</p>

<p>I'm investigating Loyola for my S who is still two years away from college. ONe of the things that makes Loyola attractive is that they apparently give 100% of demonstrated need. So the need-based aid will be combined with merit to meet the student need. Good luck.</p>

<p>what is considered "demonstrated need"?</p>

<p>It is based on the FAFSA benito.</p>

<p>i understand that, but does Loyola recognize a "demonstrated need" where a school like Penn State or James Madison would not? Some schools are more generous with non-merit money even when the family income is not below $80,000 or whatever amount. Some small schools are generous with non-merit $$$ even when the parents make a secure salary. I just wondered if Loyola fits into that category.</p>

<p>Penn State and James Madison are public (state) schools and you cannot compare their aid packages to private schools. </p>

<p>Every school is different, but basically Loyola will look at your EFC, subtract it from their estimated cost of attendance and then award your package. According to everything I've seen that means 100% of your need. They will use scholarships (if eligible), grants, work study, student loans and possibly parent loans to make up the difference. Since it's a private school you will probably have to file the CSS Profile as well as the FAFSA.</p>

<p>No college has to fully fnd your education regardless of your EFC. That is your expected family contribution, but if there is a gap, and you want to attend, you have to fill the gap yourself. </p>

<p>For example, two private schools both cost 40,000. and your EFC is 10,000. Your demonstrated need is 30,000.</p>

<p>School A meets 100% of your need and with grants, work study and student loans equaling 30K. Your family puts up 5K a semester and you are on your way.</p>

<p>School B only meets 75% of your need. You get a nice grant and with your work study and student loans your package is 22,500. You still need 7500.00 + your EFC.</p>

<p>Schools that meet 100% of your need tend to be more competitive and are rarely state universities. Collegeboard.com and princetonreview.com have the "average percent of need met" on the tuition and aid pages when you search specific schools. Good luck.</p>

<p>Unfortunately for my family (and most of our friends), our EFC based on the FAFSA is a ridiculously high number that none of us can actually afford! Loyola is my son's top choice, but even with the 15,000 scholarship the price is too high. Looks like he might have to attend the College of New Jersey because it's the only school we can pay for, unless we can get some loans. We are securely "middle class" right now, which apparently is the worst place to be when trying to get money for college.</p>

<p>thanks, librarymom123--very informative. I guess I didn't use good school examples (i.e., public institutions vs. private schools), but you covered quite a bit.</p>

<p>kteach...we are probably in the same situation --securely middle class, so we won't be able to afford Loyola with only the $10,000 merit scholarship.</p>

<p>Benito-It stinks, doesn't it? At least the College of New Jersey is a good school. My son was accepted to U. of Scranton and St. Joes with the same scholarship as Loyola, and to Fordham(with no $$$), but Loyola has always been his first choice. Where else did your daughter apply?</p>

<p>she applied to 10! She's heard from 6 and has been accepted to all of those--George Mason U in VA ($10K scholarship), Washington College (MD) $20,000, Pitt, PSU, UMD (she got into their honors program and honors humanities which is primo--we are MD residents, so the tuition is instate!) and Loyola ($10K scholarship). She is still waiting for Vassar, Columbia, Delaware, UVA--results of those in late March/early April.</p>