<p>Does UT always offer loans in the financial aid package? Is there a way to have a package of only grants?</p>
<p>I’m wondering the same thing too. I have an EFC of 0 yet they still want me to take out about $5,000 in loans. -_-</p>
<p>O gosh that is crazy. Is that per semester or total?
But I’m pretty upset about the loan situation my self.</p>
<p>did they give you guys the Texas Grant?</p>
<p>No how do you get that?</p>
<p>DS got the Texas grant. Not sure why/how.</p>
<p>Mine was all loans except for top 10% scholarship and tuition grant.</p>
<p>When did you financial aid information come out? Mine still says, “Your financial aid award information is not yet available”.</p>
<p>DS got an e-mail yesterday.</p>
<p>Yeah I got my email yesterday.</p>
<p>I was saddled with loans for over $7,000 per semester and my EFC is just over 1000. It seems pretty ridiculous to me to have to pay THAT much for a state school even after grants and little amounts of scholarships.</p>
<p>UT is a state school and can only offer limited financial aid. If you are a freshman with a 0 EFC for 1011, you can expect the following grants: </p>
<p>$5550 Pell Grant (prorated for students with EFC < 4617)
$6780 TEXAS Grant (offered to students with EFC < 4000 who graduated under the recommended or distinguished program in Texas)
$2000 Top 10% (if you were in the top 10% of a Texas public school and submitted FAFSA by March 1)
$750 ACG Grant ($1300 2nd year- Pell eligible and graduated under “rigorous” program)</p>
<p>There are other grants, but funds are limited, so not everyone who qualifies will receive them.
If you have a 0 EFC, your classes will be covered -housing will be the issue. That’s why loans are offered.</p>
<p>Students with EFC over 4617, but less than 20,000 have it much tougher. They don’t qualify for most grants, but really can’t pay out-of -pocket, so get all loans.</p>
<p>If you have an EFC of 0 you should be provided with as many grants as possible if you submitted your FAFSA on time. I would contact the OSFS at UT but just try to be as nice as possible because there not known for helping you out and they may screw you over.</p>
<p>im not sure how i would have afforded UT if i hadnt got CAPd, UT should offer full tuition for people with EFCs below 2500 or something , similar to whaT uT Arlington and U of houston have</p>
<p>and google texas grant if your in texas your probably eligible</p>
<p>I didn’t get the Texas Grant either, why? The College for All Texans just says to fill out the FAFSA and that’s it. What’s the deal?</p>
<p>@nunya was your efc below 4k? and when did you do the fafsa? are you in texas? what is your graduation plan?</p>
<p>Nice (!) lady at Fin Aid says they started with those having an EFC of 0 and worked up until they ran out of Texas Grant dollars at around 2000-something EFC.</p>
<p>They also ran out of Work Study dollars.</p>
<p>I was just about to say that Nunya!
that is a really good grant too dang i wish they had more money…</p>
<p>yea that what i was thinking, guess your going to have to take out some loans</p>
<p>or either way your other options</p>
<p>On your fin aid CASH page, if you click to accept the loans is that a done deal? If we get scholarships between now and August, will we be locked into the loans or can we decline them before the semester starts?</p>