<p>Ok, so it is ADJUSTED gross income? I have seen a few posts about those general ranges, that if you make something like 50k-100k your EFC would be about 25% and 33% if your income is higher, but I wasn’t sure if it was gross or AGI. So, what that would mean, if I understand correctly, is that if a family’s AGI was 100K, they’d be expected to pay 25K a year toward college?</p>